Crude oil not liking the lockdowns. Entering a new phase of COVID-19...Permanent China closure next? November aiming to be another positive month for stocks as PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - Big Tippers No More - Change in  trend - What is happening to oil prices? - End of Year CTP working on.... - Charity Sporting Clays this week - Invited to Shoot - iPhone production snafu Market Update - November trying for an up month - BONDS - Yields Down - Prices Up (November) - USD Down 4.5% in November - Gold Silver, perform well - But CRUDE? You see that? (Same crap today) - Hong Kong Stocks up 5% Monday Another year coming to an end... SCROOGED? Turkey UPDATE Like the story Scrooge.... - Markets thinking about Ghosts of past (1930's, 1970's?), Present (Easy Fed that pivots), Future (???) Tipping - Deflation - About 17% of Americans are tipping less due to inflation, while only 10% are tipping more, according to a recent survey of more than 1,000 people by PlayUSA. More than half, or 54%, also said they feel pressure to leave a tip when checking out on an iPad. - While tipping at full-service restaurants has held steady, averaging 19.6%, according to Toast's most recent restaurant trends report, tips at quick-service restaurants fell slightly from a year ago to 16.8%. - When it comes to takeout, customers are tipping even less — now down to 14.4%, on average, after it climbed earlier in the pandemic, Toast found. More-Flation - The average American household is spending $433 more a month to buy the same goods and services it did a year ago, according to a Moody's Analytics analysis of October inflation data. - Mortgage rates have doubled from a year ago - Each $100,000 costs 3% more annually ($3,000 per $100k or $250 per month) Headline Weekend Through Monday - TECH WARS - Apple (AAPL) -3% extends its decline after gapping below the 50-DMA on production concerns related to the iPhone in China... recent leg lower seems to reflect Elon Musk 'waging war' on Apple's 30% app store fee  - ALSO, Elon talking about possibly inventing alternative phone if Twitter kicked out of App Store --- Phil Schiller, a longtime Apple marketing executive who leads its App Store, last week deleted his Twitter account. Schiller's move came after Musk complained on Twitter about Apple's fees, saying they're effectively "a hidden 30% tax on the internet." Black Friday - The Winner? - Amazon or  Walmart? Who got the game? - Searches for Black Friday discounts on Walmart surged 386% year over year, leapfrogging rival retailer Amazon, which last year ranked first in Captify's survey of most searched retailers on Black Friday. This year, the world's largest e-commerce company ranked fourth, behind Target and Kohl's, respectively. - Black Friday is expected to pull in $9 billion in online sales, a 1% jump from the previous year, according to Adobe. OH - AND - Thanksgiving Day online spending hit a record of $5.29 billion, an increase of 2.9% year over year, according to Adobe, which tracks sales on retailers' websites. Typically, shoppers spend about $2 billion to $3 billion online in a day, according to Adobe. - That increase was driven by demand, not inflation, according to Vivek Pandya, lead analyst at Adobe. Online sales haven't been driven higher by inflation like store sales, since e-commerce is largely made up of electronics, apparel and other durables that have stayed stable in price or declined compared to groceries, he said. Crypto News - There is NO GOOD NEWS - Brendan Blumer, known as one of the creators of the EOS blockchain and one of the richest people in the crypto space,