Hello everyone, we are back with another COVID-19 episode to dive further into what is going on with American economics and how it relates to you on a personal level, especially as physicians. I hope that everyone is doing well and learning to live their best life in this new world.

In case you missed it, on March 18th, SC and I put out an episode that discussed rebalancing your investment portfolio and the rate cut by the federal bank. Then, on March 21st, we put out the second episode in this series, discussing interest rates, refinancing your home, and creating a budget. Lastly, on March 30th, we put out the third episode in the series talking all about the CARES Act. So, if you missed any of those, please go back and check them out first.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Episodes are coming out fast and furious, and I’m hoping it helps you, even just a little, as we all fight this pandemic together. Please subscribe and share this with other doctors and medical professionals. 

My guest today, Sarah Catherine Gutierrez, aka SC, is a speaker, writer and owner of a financial planning company, called Aptus Financial. She is passionate about demystifying the financial world to women so that they can focus on the most important thing we need to do: save money for our future selves. SC also runs a blog for women and finance called, "LadySplainingMoney." SC was a featured speaker at the recent WCI conference. She lives a beautifully simple life under quarantine in Little Rock, Arkansas. 

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry. The views reflected in the commentary are subject to change at any time without notice.

In this episode, you will learn:

• Life updates with Carrie and SC.
• What is going on with student loans that are in forbearance.
• Why you should check your credit report during the pandemic.
• Why it’s important to do a lot of research before being tempted to buy individual stocks during this economy.
• How the market is doing and why it’s important not to try to, “Time the Market.”
• How you can use your mindset to make positive decisions and changes in your life.

Links we discussed in the show:

• Listen to Ep. 1 of this series first: Economics of Covid 19- Ep. 1.
• Then, check out Ep.2: Economics of Covid-19- Ep. 2.
• Then, check out Ep.3: Economics of Covid-19- Ep. 3.
• Check out SC’s website at: com.
• Read up on all things women and finance on her blog: com.
• Check your credit report for free at: AptusFinancial.com.
• Read more about stock picks and the market in John Bogle’s book: Enough: True Measures of Money, Business, and Life.
• Learn how to make decisions in a different way by reading Annie Duke’s book: Thinking in Bets: Making Smarter Decisions when You Don't Have all the Facts.
• Listen in as Annie Duke explains how she played the gender card to win The World Series of Poker on: NPR's Hidden Brain Podcast.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Support the show here: hippocratichustle.com/Patreon

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Hello listeners, today we have an incredible guest, Joy Hughes, MD, here to tell us all about her experience volunteering on the frontlines in New York City.  She bravely decided to go and help out in one of the hardest hit areas and is here to tell us all of the details. You will hear why she decided to go, how she found the position, what she brought with her, what you can expect in a COVID Unit, and her best advice for anyone else that is thinking of doing the same thing.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

My guest today, Joy Hughes, MD, is a double board-certified urgent and critical care physician in private practice in Oxford, Mississippi. She trained at the Mayo Clinic in Minnesota for six years of residency and fellowship. She is married to a neurosurgeon and has two little girls. She enjoys life in her home state, near lots of family, and serving her rural community. She recently traveled to New York City, as a volunteer, with The Society of Critical Care Medicine to serve in a COVID surge ICU.

In this episode, you will learn:

• Why Joy decided to volunteer to travel to New York City.
• How she found a volunteer position so quickly.
• Why she decided to work as a volunteer without pay.
• What did she do to prepare for her trip ahead of time.
• What her first day at the hospital was like.
• Where she was setup in the hospital and what her days entailed.
• What it was like getting geared up with PPE for the COVID Unit.
• How the unit was staffed and how that helped them.
• What the morale was like among the hospital’s staff.
• What she encountered taking care of the COVID Patients and how it was to treat patients with no family members by their sides.
• Why she feels that working in these high-stress units can easily cause burnout.
• What the setup of the unit and equipment was like.
• How she had to learn to use older equipment in the unit that is not normally used in hospitals today.
• How Joy overcame mother’s guilt to go volunteer.
• What she feels those at home can do to help fight this virus.

Links we discussed in the show:

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Support the show here: hippocratichustle.com/Patreon

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Hello everyone, we are back today with a very special guest. It is the Physician on Fire himself! He was last on the show in 2018 and is here to give us an update on how his life is going as a retired physician and how the pandemic has affected him and his family as well. Don’t miss out as he gives some amazing tips for how your family can follow in his footsteps too!

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

My guest today, Physician on Fire, is a former anesthesiologist, family man and supposed outdoor enthusiast who spends way too much time indoors, especially now that he is quarantined in Northern Michigan. He attained financial independence at age 39, meaning that he could afford to retire comfortably after a 9-year career. He continued to work for various reasons, but eventually, he chose to retire early at the age of 43. Prior to the COVID-19 epidemic, he was touring Mexico and Spain with his wife and two boys. Currently, he is holed up with them in an undisclosed location in Northern Michigan.

In this episode, you will learn:

• What POF has been up to since retirement.
• How much money do you really need to retire?
• How the quarantine is a miniature version of what your retirement could be.
• What changes you need to be aware of regarding savings and retirement due to the pandemic and economic changes.
• How to select the best investment choices for FIRE.
• Why it’s so important to pay off student loans as soon as possible.
• What’s next for POF and his family?
• What tips they have for home-schooling/world-schooling their kids.

Links we discussed in the show:

• Head over to POF’s website at: PhysicianOnFire.com.
• Check out the last time Physician on Fire was on the podcast: Ep. 39: Breaking Down Finances and F.I.R.E. with Physician on Fire.
• Learn a new language at: Duolingo.com.
• Submit feedback and ask questions at our Hippocratic Hustlers FB Group.
• Check out POF’s very active FB Group: Physicians on Fire.
• Learn more about student loan repayment by reading: Medical Student Loans by Ben White.
• Read all about finance for physicians by reading: Financial Residency by Ryan Inman.
• Get great home-schooling resources at: KhanAcademy.org.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Support the show here: hippocratichustle.com/Patreon

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Hello everyone. Today, I am joined by Dr. Rebecca Han. She is here to tell us all about the world of acupuncture. She answers all of your questions regarding acupuncture and even tells you how you can become a certified acupuncturist as well. Don’t miss out as she shares how acupuncture can help you and your patients complete the mind-body connection.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

My guest today, Dr. Rebecca Han, is a physician acupuncturist who began her medical career studying western medicine at St. George’s University. Inspired by the current movement to practice medicine that is both preventative and community focused, Dr. Han continued her education in the field of Traditional Asian Medicine. After earning her diploma in Acupuncture, she completed her integrative medicine training at Harvard Medical School. She is now full-time faculty at The Pacific College of Health and Science in Chicago.

In this episode you will learn:

• How Dr. Han became interested in alternative medicine and acupuncture.
• What is the history of acupuncture and how does it work.
• Why the different styles of acupuncture vary and what they are used for.
• What problems acupuncture can be used to solve.
• What a normal visit to an acupuncturist involves and the big question: “Does it hurt?”
• How often do patients need to be seen by an acupuncturist.
• Where can physicians look for acupuncturists to refer their patients.
• How can physicians become trained as an acupuncturist.
• Which ways physicians can integrate acupuncture into their practices.
• How do patients pay for acupuncture and is it covered by insurance.

Links we discussed in the show:

• Find certified acupuncturists at: NCCAOM.org.
• Some great programs to become a certified acupuncturist are: Acumed, Ohmatopoeia and The Helms Institute.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

Support the show here: hippocratichustle.com/Patreon

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Please subscribe and share this with other doctors and medical professionals. 

Today’s episode is about sexual health and may contain subject material and language that is not suitable for all audiences.

Hello everyone. Today, I am joined by Dr. Sonia Wright to discuss sexual health in the times of COVID-19. During this crazy time, you may be thinking that sex is the last thing you want to think about, but Dr. Sonia is here to tell us why it should be prioritized. She also offers many suggestions on communication, and working though emotions and anxiety during difficult times.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

My guest today, Dr. Sonia Wright, is a board-certified radiologist, trained sexual counselor, and a Certified Life Coach extraordinaire. She received her education from Stanford University, University of California, San Francisco School of Medicine and the Mayo Clinic. She has also completed a training program in sexual counseling at the University of Michigan School of Social Work. Dr. Sonia has completed life coach training programs from Brooke Castillo’s The Life Coach School and Learning Journeys and is a Certified Life Coach.

In this episode you will learn:

• How Dr. Sonia got into the world of sexual counseling and coaching.
• What her training entailed to become certified as a sexual counselor.
• Why sex should not be something on your “To-Do List.”
• How she counsels people in the comfort of their home on their schedule.
• Why Dr. Sonia feels that self-care is the start of positive change.
• Why it’s so important to communicate your needs to others.
• How she is helping her clients work though their emotions during COVID-19.
• What types of sexual intimacy you can share that are not just typical sex.
• What you need to be aware of regarding sexual activity during COVID-19.

Links we discussed in the show:

• Check out Dr. Sonia’s website at: SoniaWrightMD.com.
• Read up on NYC’s guide to sex during COVID-19 sex-guidance.pdf"> here.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

Support the show here: hippocratichustle.com/Patreon

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Please subscribe and share this with other doctors and medical professionals. 

Hello everyone! Today, I am joined by Dr. Siobhan Key to discuss emotional eating. During these crazy times of COVID-19, I am certain that we could all use her advice. Listen in as she shares important tips to stop the emotional eating cycle and get you started on the road to health and wellness.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Please subscribe and share this with other doctors and medical professionals. 

My guest today, Siobhan Key, MD, is the host of the, “Weight Solutions for Physicians Podcast” and is a weight loss coach for physicians. Siobhan is also a practicing family and obesity medicine physician. Her passion is helping physicians who struggle with binge or emotional eating go from being overwhelmed and out of control with their eating to feeling confident with their eating regardless of what life throws at them. Siobhan is a mom to three young kids and loves running and cooking.

In this episode you will learn:

• Why Siobhan decided to focus on helping physicians with weight loss.
• What specific issues physicians face when it comes to eating and weight loss.
• How you can recognize when you are using food as an emotional crutch.
• What small changes you can make to get started on a journey to being healthier.
• How getting in tune with your emotions is the key to success.
• Why you should give yourself grace during this difficult time of COVID-19.
• How being hard on yourself and beating yourself up is actually detrimental.
• Why creating a routine and controlling your environment is very important.
• What you can learn and take away from this challenging time.
• Why being positive and thankful for the good changes that have occurred lately is helpful.

Links we discussed in the show:

• Check out Siobhan’s website at: Weightsolutionsforphysicians.ca.
• Listen to Siobhan’s podcast at: Weight Solutions for Physicians Podcast.
• The Headspace App is amazing and free for physicians right now: Headspace.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Support the show here: hippocratichustle.com/Patreon

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Hello everyone, we are back with another emergency COVID-19 episode to dive further into what is going on with American economics and how it relates to you on a personal level, especially as physicians. This episode was recorded on Saturday, March 28th. The news changes quickly these days, so please consider the date and changes in the situation as you listen to this episode. 

In case you missed it, on March 18th, SC and I put out an episode that discussed, amongst other things, rebalancing your investment portfolio and the rate cut by the federal bank. Then, on March 21, we put out the second episode in this series, discussing interest rates, refinancing your home, creating a budget and many other pertinent topics. So, if you missed either of those, please go back and check them out first.

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Episodes are coming out fast and furious, and I’m hoping it helps you, even just a little, as we all fight this pandemic together. Please subscribe and share this with other doctors and medical professionals. 

My guest today, Sarah Catherine Gutierrez, aka SC, is a speaker, writer and owner of a financial planning company, called Aptus Financial. She is passionate about demystifying the financial world to women so that they can focus on the most important thing we need to do: save money for our future selves. SC also runs a blog for women and finance called, "LadySplainingMoney." SC was a featured speaker at the recent WCI conference. She lives a beautifully simple life under quarantine in Little Rock, Arkansas. 

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry. The views reflected in the commentary are subject to change at any time without notice.

In this episode, you will learn:

• What is the CARES Act Stimulus and what does it mean for you?
• How the CARES Act affects Federal Student Loan payments.
• What is the Tax Efficient Waterfall and how it can help you decide where to allocate any money that you have received or saved via the stimulus.
• Why you should keep investing into your retirement accounts right now.
• How you can refinance private student loans with lower interest rates.
• What options small businesses have at this time including private practices.
• How you can access cash if you absolutely need it at this time.
• What changes have taken place regarding charitable donations.
• How you can now purchase menstrual products using your FSA.

Links we discussed in the show:

• Listen to Ep. 1 of this series first: Economics of Covid 19- Ep. 1.
• Then, check out Ep.2: Economics of Covid-19- Ep. 2.
• Check out SC’s website at: AptusFinancial.com.
• Read up on all things women and finance on her blog: LadySplainingMoney.com.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Support the show here: hippocratichustle.com/Patreon

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Today, I’m back with another COVID-19 related emergency episode. This episode was recorded on Friday, March 27. The news changes quickly these days, so please consider the date and changes in the situation as you listen to this episode. 

If you’d like to support the podcast, I’d so appreciate it if you head over to HippocraticHustle.com/Patreon. You can find information there about how you can support the show.

If you have any questions or concerns, please send emails to carrie@HippocraticHustle.com.

Finally, please tell everyone you know about the show! Episodes are coming out fast and furious, and I’m hoping it helps you, even just a little, as we all fight this pandemic together. Please subscribe and share this with other doctors and medical professionals. 

I’m here with Ann Bittinger, a healthcare attorney with The Bittinger Law Firm, who represents physicians in their employment and practice matters, to talk about COVID-19 and the law.  There are a million things we could talk about as the pandemic takes hold, and impacts us physicians in so many ways, but today we are going to focus on six pertinent questions.

The questions we will review are:

1. Do hospitals have to provide physicians with PPE and what happens if they don’t?
2. Do physicians have to have to go to work and see patients?
3. How are physicians going to paid if they are on wRVU models and can’t do elective procedures?
4. Can my employer reassign me to the Critical Care Unit or ER or another department?
5. What can physicians and practice owners do as the financial impact of the pandemic leaves them unable to make payroll?
6. What can I do via telemedicine?  

Links we discussed in the show:

• OSHA Training video Mentioned by Ann
• Wear your PPE video!

Thanks again for listening to the show. It’s amazing what I am reading about the physicians on the front line. PLEASE wear your PPE and take care of yourselves first. We need to keep you healthy and available to help fight the pandemic together. So, stay strong, stay brave, and keep fighting the fight.

Support the show here: hippocratichustle.com/Patreon

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Hey everyone, we’re back with another episode to try to understand what’s going on with American economics and how it relates to you on a personal level, especially as physicians. In case you missed it, 3 days ago, SC and I put out an episode that discussed, amongst other things, rebalancing your investment portfolio and the rate cut by the federal bank. So, go back and check that out if you missed it. Anyhow, SC has graciously returned to discuss changes in the financial landscape over the past 3 days.

Before we get into the program, let’s go over some housekeeping items. If you are enjoying and gaining value from the Hippocratic Hustle Podcast, please support the show through our Patreon: www.patreon.com/hippocratichustle or, if you have goods or services that you’d like advertised on the show, shoot me an email at Carrie@hippocratichustle.com to see if it’s a good fit.

My guest today, Sarah Catherine Gutierrez, aka SC, is a speaker, writer and owner of a financial planning company, called Aptus Financial. She is passionate about demystifying the financial world to women so that they can focus on the most important thing we need to do: save money for our future selves. SC also runs a blog for women and finance called, "LadySplainingMoney." SC was a featured speaker at the recent WCI conference. She lives a beautifully simple life under quarantine in Little Rock, Arkansas. 

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry. The views reflected in the commentary are subject to change at any time without notice.

In this episode, you will learn:

• Why congress may halt evictions and what effect this has on real estate investments?
• Why you should refinance your house now with the lower interest rates.
• What you should curtail spending on at the moment to increase savings.
• When the government may approve the stimulus bill and what it may provide.
• How the federal tax return filing date being moved to July 15th is helpful.
• How to defer student loan payments without penalty for three months.
• How unemployment rates have exploded and will continue to do so in the future.
• Why it’s super important to do an expense scrub to save during this time.
• How to do “The Next Right Thing” courtesy of Frozen 2.
• Why you need to tune out the media, and other prognosticators, and stick with your plan to cut expenses, create savings and invest wisely.
• How you can use the market downturn as an opportunity to learn about your brain and its predictive powers (or impediments) in order to train for the next downturn.

Links we discussed in the show:

• Listen to Ep. 1 of this series first: Economics of Covid 19- Ep. 1.
• Check out SC’s website at: AptusFinancial.com.
• Read up on all things women and finance on her blog: LadySplainingMoney.com.
• Learn more about deferring student loans at: NPR Article: Education Dept. Makes Changes To Standardized Tests, Student Loans Over Coronavirus and also at: US Dept. of Education.
• Read Jason Zweig’s article in the WSJ: "The Panic of 2020? Oh, I made a ton of money- and so did you."

So, in 2013 we were making like Frozen and letting it go, but in 2020 we are making like Frozen 2 where we are getting up to do the next right thing. You guys got this! Stay strong. Stay vigilant. Stay Brave. Until next time, this is Dr. Carrie Reynolds of the Hippocratic Hustle signing off.

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!

Welcome back everyone! It is definitely a crazy time that we are living in and crazy things are happening in the financial world too. So, I decided to have my good friend Sarah-Catherine Gutierrez back on the show. Just in case you have not heard of her before, here is her bio:

Sarah Catherine Gutierrez is a speaker, writer and owner of a financial planning company, called Aptus Financial. She is passionate about demystifying the financial world to women so that they can focus on the most important thing we need to do: save money for our future selves. SC also runs a blog for women and finance called, "LadySplainingMoney." SC was a featured speaker at the recent WCI conference. She lives a beautifully simple life under quarantine in Little Rock, Arkansas. 

In this episode, you will learn:

• How the pandemic uncertainty is affecting the financial world.
• Why did the Fed cut the rates and why didn’t that work immediately?
• How controlling what you can right now at home and with your health can help.
• How interest free federal student loans can help you financially.
• Why you might want to consider refinancing your student loan at record low rates.
• What can you do right now to offset the financial losses of this time period?
• Why you should make a financial plan to spend less and save more right now.
• What subscriptions can you cut down on in order to save money.
• What you should consider when it comes to investing during the time of COVID-19.
• Why you should not look at your 401K at the moment.
• Why you should not delay on contributing to HSA’s and Roth’s.

Links we discussed in the show:

• Check out her website at: AptusFinancial.com.
• Read up on all things women and finance on her blog: LadySplainingMoney.com.

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry. The views reflected in the commentary are subject to change at any time without notice.

For all of you on the Front Lines, stay strong. Stay vigilant. Stay Brave. The country needs you and supports you. Please stay safe, don’t touch your face, and sing the chorus to Toto’s,  “Africa,” to switch it up a bit when you wash your hands. This is our finest moment. Please stay healthy. Until next time, this is Dr. Carrie Reynolds of the Hippocratic Hustle signing off. 

Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today’s show, please share it!

If you’d like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com

Lastly, don’t forget to subscribe to the podcast, so you won’t miss an episode!