Stay Wealthy Retirement Show

Mar 29, 2023

00:13:54

Today I'm talking about the current banking crisis.

Why?

Silicon Valley Bank and Signature Bank were the 2nd and 3rd largest bank failures in history.

In addition to explaining how we got here + why these banks collapsed...

...I'm answering three (3) important questions that retirement investors are asking.

If you're ready to understand what this banking debacle means and what to do in response, today's episode is for you!

WANT MORE RETIREMENT PLANNING TIPS?

Join 2,000+ retirement savers and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 More Than Money is Available Everywhere!

Mar 22, 2023

00:33:49

*** More Than Money is officially out! Click here to grab your copy now. ***

(All net proceeds being donated to non-profit organizations dedicated to improving financial literacy and diversity in the profession.)

---

Today I’m sharing my recent conversation with Joe Saul-Sehy from Stacking Benjamins.

Together, Joe and I break down two real-life case studies from my (just released!) book, More Than Money.

We cover:

Why the "making work optional" exercise is so empowering
How to have constructive money conversations
How a widow overcame the newfound challenge of managing the finances

We also talk about retirement planning misconceptions, how my wife and I track our expenses (😲), and more!

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

📘 Grab Your Copy of the More Than Money Book

Mar 15, 2023

00:09:49

Today I'm discussing risk.

Specifically, a type of risk known as "tail risk."

As Morgan Housel puts it, it's the hardest for people to understand...

...and it's the only one that really matters.

If you want to learn what tail risk is, why it's important, and how to mitigate it, today's episode is for you.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Mar 01, 2023

00:17:37

Today I'm talking about alternative investments.

An "alternative" is an asset that doesn't fall into one of the three traditional investment categories (stocks, bonds, and cash).

For example, private equity, venture capital, and managed futures.

These complex strategies often claim to reduce risk + deliver "uncorrelated" returns.

But do they live up to the hype?

Do they provide compelling risk-adjusted returns?

Should retirement savers include alternative investments in their portfolio?

I'm answering those questions (and more) in this episode.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Feb 15, 2023

00:08:54

Today I’m addressing the January inflation report.

In fact, contrary to expectations, inflation increased last month.

Specifically, the Consumer Price Index (CPI) jumped 0.5% after increasing by only 0.1% in December.

Why are prices increasing again?
Was the report positive or negative?
What does this mean for the long-term inflation trend?

I’m answering these questions + we have a special guest that drops by to share his thoughts.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Feb 08, 2023

00:17:21

Today I’m talking about investing and planning for retirement during uncertain times.

In fact, I was recently invited to discuss this topic with Caleb Silver, Editor-in-Chief at Investopedia.

Caleb hosts the Investopedia Express Podcast and has had conversations with everyone from Ray Dalio & Liz-Ann Sonders to Eli Manning & David Rubenstein.

Needless to say, it was an honor to be on his show and share:

How to build a plan for your cash and why it’s so important
What mistakes investors should watch out for in today’s choppy markets
How to create a tax-efficient withdrawal strategy in retirement

I also shared my “hottest” 2023 investing take, my favorite financial term, and what the future of financial planning looks like.

WANT MORE RETIREMENT PLANNING TIPS?

Join thousands of listeners and subscribe to the schulte.ck.page/retirement-newsletter">Stay Wealthy Retirement Newsletter.

As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

👉 schulte.ck.page/retirement-newsletter">Click here to subscribe and grab your cheatsheet.

***

EPISODE RESOURCES:

Click to Learn more about our FREE Retirement & Tax Analysis.

Feb 02, 2023

00:25:31

Today I’m wrapping up our series on Financial Advisors by answering five common questions.

Questions such as:

How important are professional designations like CFP or CFA?
What is the process for firing a financial advisor?
Will I incur fees and taxes when transferring investment accounts to another financial institution?

I'm also sharing more about financial coaches + what to do if you are a victim of bad financial advice.

NEED TAX & RETIREMENT PLANNING HELP?

We help people aged 50+ lower taxes, invest smarter, and (safely) create a retirement paycheck.

Our Free Retirement Assessment™ will answer your BIG questions and help you properly evaluate our firm.

👉 Learn more here!

***

Episode Resources:

📬 Join the Stay Wealthy E-Newsletter

Click to Learn more about our FREE Retirement & Tax Analysis

Jan 25, 2023

00:24:57

Today I’m tackling part four of our series on financial advisors.

Specifically, I’m covering three BIG things:

What is a fiduciary financial advisor (and should investors work with one)
How are 'fee-only' advisors different from 'fee-based'
Where can retirement savers search for a financial advisor based on their needs

If you want to understand some of the most misunderstood financial terms + learn how to find a qualified advisor, today’s episode is for you.

NEED TAX + RETIREMENT PLANNING HELP?

We specialize in helping people aged 50+ lower taxes, invest smarter, and (safely) create a retirement paycheck.

Our Free Retirement Assessment™ will help you evaluate our firm and others you might be considering.

👉 Learn more here!

***

Episode Resources:

📬 Join the Stay Wealthy E-Newsletter

Jan 18, 2023

00:57:31

Today I’m sharing the different ways financial advisors charge for their services.

In fact, there are FOUR main fee structures you might come across when interviewing advisors...

...and each one can be a disservice to someone.

In this episode, I'm covering three important things:

What are the four fee structures and their pros & cons
Who is (and isn't) a good fit for each service model
How much do financial advisors typically charge for their services

I'm also sharing how retirement savers might think about measuring the value of financial advice.

If you're ready for a deep dive into financial advisor fees, you're going to enjoy today's episode.

***

WANT MORE RETIREMENT & TAX PLANNING CONTENT? Join thousands of other listeners and subscribe to the Stay Wealthy e-newsletter!

EPISODE RESOURCES: