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The Friday Five for April 26, 2024:
Answer this week’s poll: https://bit.ly/asgquestion
Upcoming Ritter Events:
Ritter Roadshows:
Florida (Boca Raton, FL)
Illinois (Schaumberg, IL)
Wisconsin (Wauwatosa, WI)
More Than Medicare (MTM) Summit: https://summits.ritterim.com/
Apple Announces Let Loose Event:
Apple announces May 7th event for new iPads: https://www.theverge.com/2024/4/23/24078670/apple-may-product-event-ipad-date
Apple announces special event for May 7: ‘Let Loose’: https://9to5mac.com/2024/04/23/apple-announces-special-event-for-may-7-let-loose/
Ross Young: New iPad Air won’t feature mini-LED after all, but a new mystery iPad is coming in Q4: https://9to5mac.com/2024/04/24/ross-young-new-ipad-air-wont-feature-mini-led-after-all-but-a-new-mystery-ipad-is-coming-in-q4/
Tim Cook hints at new Apple Pencil 3 coming next month – here’s what the rumors say: https://9to5mac.com/2024/04/23/tim-cook-hints-apple-pencil-3/
TikTok Ban Provision Passed:
Biden signs a bill that could ban TikTok — after the 2024 election: https://www.nbcnews.com/politics/congress/congress-biden-bill-ban-tiktok-when-2024-election-rcna148792
President Biden signs law to ban TikTok nationwide unless it is sold: https://www.npr.org/2024/04/24/1246663779/biden-ban-tiktok-us
FTC Bans Noncompete Agreements:
After 26,000 public comments, FTC to vote on rule banning noncompete agreements: https://www.npr.org/2024/04/23/1246430110/noncompete-agreements-ftc-ban-lina-khan
Business groups are fighting to keep your non-competes on the books: https://www.businessinsider.com/ban-noncompete-agreements-approved-ftc-challenges-await-2024-4
Fact Sheet on FTC’s Proposed Final Noncompete Rule: https://www.ftc.gov/news-events/news/press-releases/2024/04/fact-sheet-ftcs-proposed-final-noncompete-rule
FTC Announces Rule Banning Noncompetes: https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes
Noncompete Rule: https://www.ftc.gov/legal-library/browse/rules/noncompete-rule
Non-Compete Clause Final Rule: rule.pdf">https://www.ftc.gov/system/files/ftc_gov/pdf/noncompete-rule.pdf
U.S. bans noncompete agreements for nearly all jobs: https://www.npr.org/2024/04/23/1246655366/ftc-bans-noncompete-agreements-lina-khan
Medicaid Unwinding One Year Later:
Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216
KFF Survey of Medicaid Unwinding: https://www.kff.org/medicaid/poll-finding/kff-survey-of-medicaid-unwinding/
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://link.chtbl.com/ASGF20230106
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
Where Medicaid unwinding and disenrollments stand at the one-year mark: https://www.healthinsurance.org/blog/where-medicaid-unwinding-and-disenrollments-stand-at-the-one-year-mark/
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Drug Shortage Resources & ACA Unauthorized Switching Update: https://link.chtbl.com/ASGF20240419
Health Care Provisions in Biden’s 2025 Budget: https://link.chtbl.com/ASGF20240315
Interview: Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/
Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Ever press send on an email and immediately notice a spelling mistake? Use these apps to write clearly, concisely, and confidently!
Scribens Website: https://www.scribens.com/
HemingwayEditor Website: https://hemingwayapp.com/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources
Agent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52
Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584
Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/
Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577
Modern Medicare Marketing for Today’s Agents free eBook DOWNLOAD: https://ritterim.com/modern-marketing-guide/
Social Media Marketing for Insurance Agents free eBook DOWNLOAD: https://ritterim.com/social-media-ebook/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Download a copy of our free eBook!
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575
7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547
FAQs About Shop & Enroll ft. Jimmy Weber: https://link.chtbl.com/ASG537
Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
The Friday Five for April 19, 2024:
Vote for your favorite Taylor Swift album in our ASG Podcast Question of the Week Poll!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Instagram-Like TikTok Notes Begins Rollout:
TikTok Notes is basically Instagram for your TikTok account: notes-is-basically-instagram-for-your-tiktok-account-170151958.html">https://www.engadget.com/tiktok-notes-is-basically-instagram-for-your-tiktok-account-170151958.html
TikTok Notes is the new competitor to Instagram. What is the app and how does it work? https://www.theguardian.com/media/2024/apr/18/tiktok-notes-instagram-competitor-launch-canada-australia-what-is-it-explainer
TikTok Notes starts rolling out as a new rival to Instagram: https://www.theverge.com/2024/4/17/24133311/tiktok-notes-photos-text-app-instagram
The Tortured Poets Department:
Apple Music: https://music.apple.com/us/album/the-tortured-poets-department/1736268193
Spotify: https://open.spotify.com/prerelease/5JeTM9iqdtLFfSFedipKdD?si=6ace8084c0f443c3
CPI Data for March 2024
Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf
Consumer Price Index (CPI) for March 2024 is Projected to Rise 3.4% Yera-Over-Year: https://insight.factset.com/consumer-price-index-cpi-for-march-2024-is-projected-to-rise-3.4-year-over-year
Consumer prices rose 3.5% from a year ago in March, more than expected: inflation-march-2024-consumer-prices-rose-3point5percent-from-a-year-ago-in-march.html">https://www.cnbc.com/2024/04/10/cpi-inflation-march-2024-consumer-prices-rose-3point5percent-from-a-year-ago-in-march.html
Here’s what would happen to the US economy if there are no rate cuts this year: https://www.cnn.com/2024/04/16/economy/what-if-no-rate-cuts-this-year/index.html
Inflation Back in the Picture as Markets Adapt to Delayed Interest Rate Cuts: https://www.usnews.com/news/economy/articles/2024-04-08/inflation-back-in-the-picture-as-markets-adapt-to-delayed-interest-rate-cuts
Stocks end the day higher even as blowout jobs report pushes some Fed officials to consider another rate hike: https://www.cnn.com/business/live-news/march-jobs-report-04-05-24/index.html
Stocks wobble after Powell warns that rate cuts will likely come later than expected: https://www.cnn.com/2024/04/16/business/chair-powell-discussion/index.html
The Fed may have pumped so much money into the economy that it's now taking way longer to cut rates: https://www.businessinsider.com/fed-powell-pump-money-us-economy-delayed-cut-interest-rate-2024-4
This Fed meeting is dangerous for markets. Here’s why: https://www.cnn.com/2024/03/20/investing/premarket-stocks-trading/index.html
US economy adds 303K jobs in March, much stronger than expected: https://www.foxbusiness.com/economy/us-jobs-report-march-2024
Watch Fed Chair Powell speak live during a policy forum in Washington: fed-chair-powell-speak-live-during-a-policy-forum-in-washington.html">https://www.cnbc.com/2024/04/16/watch-fed-chair-powell-speak-live-during-a-policy-forum-in-washington.html
Drug Shortage Resource for Agents:
ASHP Calls for Policy Solutions as Drug Shortages Reach All-Time High: https://www.ashp.org/about-ashp/ceo-blogs/recent-blogs/ashp-calls-for-policy-solutions-as-drug-shortages-reach-all-time-high
Drug Shortages (FDA): https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages
Drug Shortages List from the American Society of Health-System Pharmacists (ASHP): https://www.ashp.org/drug-shortages/current-shortages/drug-shortages-list
Drug Shortages Statistics: https://www.ashp.org/drug-shortages/shortage-resources/drug-shortages-statistics
Healthy Returns: U.S. drug shortages reach record high, hitting Wegovy, ADHD medications: returns-us-drug-shortages-reach-record-high-hitting-wegovy.html">https://www.cnbc.com/2024/04/16/healthy-returns-us-drug-shortages-reach-record-high-hitting-wegovy.html
Hundreds of drugs are in short supply around the U.S., pharmacists warn: https://www.cbsnews.com/news/drug-shortages-adderall-adhd-chemo/
ACA Unauthorized Plan Switching Update:
CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
QR Code Scanner Apps: https://link.chtbl.com/ASGA56
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Useful Apps that Teach You How to Cook: https://link.chtbl.com/ASGA57
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Read the text version
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469
Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823
Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906
Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/
Developing an Agency – Your Guide to Getting Started free eBook DOWNLOAD: https://ritterim.com/agency-guide/
Free eBooks & Guides: https://ritterim.com/guides/
How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
How to Recruit Insurance Agents to Your Downline: https://link.chtbl.com/ASG588
MA & PDP Complaint Sales Checklist: pdp-compliance-sales-checklist.pdf">https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
Knight School Training: https://ritterim.com/knight-school/
Should You Hire an Assistant for Your Insurance Business? https://link.chtbl.com/ASG336
Ritter Agency Docs: https://docs.ritterim.com/agencies/dashboard/
Ritter Events Calendar: https://ritterim.com/events/
Ritter Summits Registration: https://summits.ritterim.com/
The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/
The Ritter Blog: https://ritterim.com/blog/
The Ritter Platform: https://ritterim.com/the-ritter-platform/
Tips for Becoming a Top Producing Insurance Agency: https://link.chtbl.com/ASG452
What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517
Your Guide to Forming an Insurance Network: https://link.chtbl.com/ASG461
References:
4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/
5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/
10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms
11 Benefits of Collaborative Learning (Plus Tips to Use It) https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning
How do Birds Learn How to Fly? do-birds-learn-how-to-fly.htm">https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm
Level Up: The Values of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents
Mentoring Guide: mentoring-guide-for-mentors.pdf">https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf
Mind-Blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development
Ongoing Training: Its Benefits and Why You Should Consider It: https://www.apty.io/blog/ongoing-training-benefits-and-impact/
Profiting from Learning: Do Firms’ Investments in Education and Training Pay Off? https://businesstrainingexperts.com/knowledge-center/training-roi/profiting-from-learning/
Reflective Practice: practice.html">https://www.skillsyouneed.com/ps/reflective-practice.html
The 5 Most Effective Teaching Styles (Pros & Cons of Each) https://www.thinkific.com/blog/teaching-styles/
The 40 Reflection Questions: stw-replicatingPBL-21stCAcad-reflection-questions.pdf">https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf
The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide
Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=4526564466e0
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Looking to expand your business by hiring downline agents? We’ve got tips on where to find applicants, training resources, and more!
Read the text version
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453
Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823
Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/
Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522
Best Practices for Conducting an Interview ft. Dylan Cook: https://link.chtbl.com/ASG5335
Developing an Agency – Your Guide to Getting Started eBook DOWNLOAD: https://ritterim.com/agency-guide/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Shop & Enroll: https://ritterim.com/shop-and-enroll/
Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556
Your Step-By-Step Guide to Getting Started in Insurance Sales eBook DOWNLOAD: https://ritterim.com/free-guide/
References:
Craigslist: https://washingtondc.craigslist.org/
How Much Is That Bad Hire Really Costing Your Business? cost-of-bad-hire.html">https://www.businessnewsdaily.com/9066-cost-of-bad-hire.html
How to Post a Job on Facebook For Free (2024 Guide) https://www.forbes.com/advisor/business/how-to-post-job-on-facebook/
LinkedIn: https://www.linkedin.com/
Millennials Overtake Baby Boomers as America’s largest generation: https://www.pewresearch.org/short-reads/2020/04/28/millennials-overtake-baby-boomers-as-americas-largest-generation/
Monster: https://www.monster.com/ Rethinking the Extraverted Sales Ideal: The Ambivert Advantage: https://faculty.wharton.upenn.edu/wp-content/uploads/2013/06/Grant_PsychScience2013.pdf
The True Cost of a Bad Hire – It’s More Than You Think: https://www.forbes.com/sites/falonfatemi/2016/09/28/the-true-cost-of-a-bad-hire-its-more-than-you-think/?sh=16da43b84aa4
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
The Friday Five for April 12, 2024:
What kind of pet(s) do you have at home? Vote in our Question of the Week Poll!
Ritter Roadshows:
Indiana (Carmel, IN)
Ohio (Columbus, OH)
Michigan (Ypsilanti, MI)
ACA Unauthorized Plan Switching:
2024 Unauthorized Plan Switch (UPS) Update: 022624-5CR-022224.pdf">https://kffhealthnews.org/wp-content/uploads/sites/2/2024/03/UPS-Cross-_Year-_Updates-022624-5CR-022224.pdf
ACA Plans Are Being Switched Without Enrollees’ OK: https://kffhealthnews.org/news/article/aca-obamacare-plans-switched-without-enrollee-permission-investigation/
Unauthorized ACA plan switches drive call for action against rogue agents: https://www.npr.org/sections/health-shots/2024/04/08/1243328699/health-insurance-obamacare-aca-plan-switch-rogue-agents
Unauthorized sign-ups cast shadow on Obamacare’s record enrollment: https://www.washingtonpost.com/politics/2024/04/04/unauthorized-sign-ups-cast-shadow-obamacares-record-enrollment/
Spotify AI Playlist:
Spotify adds new ‘AI Playlist’ feature that uses text prompts: https://9to5google.com/2024/04/08/spotify-ai-playlist/
Spotify Premium Users Can Now Turn Any Idea Into a Personalized Playlist With AI Playlist in Beta: https://newsroom.spotify.com/2024-04-07/spotify-premium-users-can-now-turn-any-idea-into-a-personalized-playlist-with-ai-playlist-in-beta/
2024 Senior Market Symposium:
Craig Ritter’s Senior Market Symposium Keynote: https://ritterim.wistia.com/medias/3djxgzf9ex
2025 CMS Marketplace Final Rule:
2025 Marketplace Final Rule Changes Agents Should Know: https://ritterim.com/blog/2025-marketplace-final-rule-changes-agents-should-know/
HHS Finalizes Policies to Make Marketplace Coverage More Accessible and Expand Essential Health Benefits: https://www.cms.gov/newsroom/press-releases/hhs-finalizes-policies-make-marketplace-coverage-more-accessible-and-expand-essential-health
HHS Notice of Benefit and Payment Parameters for 2025 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule
Resources:
3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875
5 Alternative Apps to Replace Google Podcasts: https://link.chtbl.com/ASGF20240329
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
QR Code Scanner Apps: https://link.chtbl.com/ASGA56
The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
SideChef Official Website: https://www.sidechef.com/
Kitchen Stories Official Website: https://www.kitchenstories.com/en
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Agent Apps | Best of Agent Apps: https://link.chtbl.com/ASGA50 Agent Apps | Breathwork & Meditation Apps: https://link.chtbl.com/ASGA25 Agent Apps | Grow with These Plant & Nature Apps: https://link.chtbl.com/ASGA30 Agent Apps | Instacart Review: https://link.chtbl.com/ASGA49
Grow your territory, grow your business. Simple, right? Thing is, there are many paths agents can take to "growth" and "success." Which one is right for you? We've got a sampling of strategies to help you pinpoint the path that's right for you.
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Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman
Agent's Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584
Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585
Agent's Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://link.chtbl.com/ASGN20230414
Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos
Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542
How Client Retention Boosts Your Insurance Sales: https://link.chtbl.com/ASG580
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/
Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581
References:
Federal Register Website: https://www.federalregister.gov/
Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
The Friday Five for April 5, 2024*:
*Note: This episode was recorded prior to the release of the CY 2025 MA and Part D Final Rule. Stay tuned for more information!
Which social media app would you like to learn more about? Cast your vote!
Have questions about marketing and sales? Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Streamlining Enrollment in CHIP & Medicaid:
Biden-Harris Administration Builds on the Success of the Affordable Care Act by Streamlining Enrollment in Medicaid and CHIP Coverage: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-builds-success-affordable-care-act-streamlining-enrollment-medicaid-and
Medicaid Program; Streamlining the Medicaid, Children's Health Insurance Program, and Basic Health Program Application, Eligibility Determination, Enrollment, and Renewal Processes: https://www.federalregister.gov/documents/2024/04/02/2024-06566/medicaid-program-streamlining-the-medicaid-childrens-health-insurance-program-and-basic-health
Medicaid Unwinding Extended:
HHS Takes Additional Actions to Help People Stay Covered During Medicaid and CHIP Renewals: https://www.cms.gov/newsroom/press-releases/hhs-takes-additional-actions-help-people-stay-covered-during-medicaid-and-chip-renewals
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/
Short-Term Medical Insurance Changes:
Biden-Harris Administration Protects Consumers from Low-Quality Coverage by Limiting “Junk” Health Plans: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-protects-consumers-low-quality-coverage-limiting-junk-health-plans
Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage: inspection.federalregister.gov/2024-06551.pdf">https://public-inspection.federalregister.gov/2024-06551.pdf
Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/short-term-limited-duration-insurance-and-independent-noncoordinated-excepted-benefits-coverage-cms#_ftn1
STLDI Final Rules to Affect Short-Term Medical & Hospital Indemnity Plans: https://ritterim.com/blog/stldi-final-rules-to-affect-short-term-medical-and-hospital-indemnity-plans/
Final CY 2025 Part D Redesign Program:
Final CY 2025 Part D Redesign Program Instructions Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/final-cy-2025-part-d-redesign-program-instructions-fact-sheet
2025 CY MA and Part D Rate Announcement:
2025 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement
CMS Finalizes Payment Updates for 2025 Medicare Advantage and Medicare Part D Programs: https://www.cms.gov/newsroom/press-releases/cms-finalizes-payment-updates-2025-medicare-advantage-and-medicare-part-d-programs
Fact Sheet: 2024 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/fact-sheet-2024-medicare-advantage-and-part-d-rate-announcement
Medicare Moves Toward Election Season Clash With Insurers: https://www.thinkadvisor.com/2024/04/02/medicare-moves-toward-election-season-clash-with-insurers/
Payers say MA rate cut puts affordable care at risk: https://www.fiercehealthcare.com/ai-and-machine-learning/medicare-advantage-rate-cut-remains-feds-keep-pressure
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
BOI Reporting for LLCs & ACA Enrollment Updates: https://link.chtbl.com/ASGF20240105
Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216
Health Care Provisions in Biden's 2025 Budget: https://link.chtbl.com/ASGF20240315
References:
Federal Register Website: https://www.federalregister.gov/
Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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