“This is a story of deep poverty in a state with incredibly high housing costs.” That’s how Dr. Margot Kushel, director of the UCSF Benioff Homelessness and Housing Initiative, describes the takeaway from California’s largest study of homeless adults in three decades. As Kushel, the study's lead investigator, tells host Cecilia Lei, the majority of respondents became homeless in California — and relatively small amounts of money could have prevented it for almost everyone. | Unlimited Chronicle access: sfchronicle.com/pod Got a tip, comment, question? Email us: fifth@sfchronicle.com Learn more about your ad choices. Visit megaphone.fm/adchoices