Tarang Gupta hosts Todd Schwartz, CEO, Executive Chairman, and Founder of OppFi, a fintech platform that helps everyday Americans gain access to credit with digital specialty finance products. In this episode you will hear about - How observing pawn shops inspired Todd to start OppFi - OppFi's partnerships with incumbent banks to provide services to underserved consumers - Alternate data analysis and how OppFi underwrites loans - OppFi's special 'Turn-up' program to help borrowers find lower cost debt options And much more! About Todd Schwatz Todd Schwartz is the CEO, Chairman, and Founder of OppFi. He is also a Principal at Schwartz Capital Group, a dynamic family investment business based in Chicago, IL, and a Partner at Strand Equity, a LA-based growth equity firm investing in consumer brands. Previously, Todd founded the multi-family real estate company Beach Coast Properties in California. He also holds a B.S. in finance from Tulane University. About OppFi Based in Chicago, OppFi provides a fintech platform to streamline the personal lending process and provide access for underserved borrowers and middle-income, credit-challenged consumers who do not qualify for traditional loan options. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100