Tony Bradshaw, author of The Millionaire Choice is on the show today. He’s going to be talking to the good people of P&B about how to break out of the cycle of poor money habits and patterns that a lot of us learned growing up. Tony grew up in a lower income neighborhood in Nashville, Tn. Bills were paid late, utilities were often cut off and his family bounced plenty of checks. By the time Tony hit his mid 20’s he realized he was repeating his families cycle of financial mismanagement. Recognizing that something needed to change, he set out to learn how to handle money the correct way. Since then he’s made it his life’s mission to help people and families create a better life. Tony aspires to create a movement of financially educated and wealthy people who will make it their mission to fight poverty and help those in need across America and the world. He calls it The Millionaire’s Manifesto. In today’s episode we discuss how you can break out of the financial patterns you’ve learned by using your free time to educate yourself about money, to begin the shift needed to change your behavior.

Highlights:

• Money goals are simply a math problem
• The benefits of working for Dave Ramsey
• Learning financial patterns from our parents
• Appreciation vs depreciation
• Accelerating your debt payments
• Acquiring equity in a home
• Investing in yourself during your free time
• The psychology behind breaking out of old patterns
• Your network, largely determines your financial success

Key Takeaway: All of us have choices in life. We can choose to make better decisions surrounding money with a little education, effort and patience.

Paychecks & Balances

Website: https://paychecksandbalances.com/

https://www.patreon.com/paybalances

Instagram: https://www.instagram.com/paybalances/

Facebook: https://www.facebook.com/paychecksandbalances

Twitter: https://twitter.com/paybalances?lang=en

Tony Bradshaw

Website: https://tonybradshaw.com/

Twitter: https://twitter.com/Tonybradshaw

Facebook: https://www.facebook.com/themillionairechoice/

The Millionaire Choice: https://www.themillionairechoice.com/the-book

Mentioned on This Week’s Show:

The Official Paychecks & Balances Online Course:

https://paychecksandbalances.thinkific.com/collections