Bill Gates famously said, “We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Don't let yourself be lulled into inaction.”

That gets quoted often these days, because it so well captures the times we live in.

In that vein, it was a special pleasure to be invited recently to a roundtable aimed at envisioning the financial system of 2030. The event was the second in a series hosted by Prince Michael of Liechtenstein, a three day conversation with incredibly thoughtful people drawn from banks, fintech companies, cryptocurrency, global NGOs, technologists, and regulators, from all over the world. It was organized by Dr. Thomas Puschmann, Director of the Swiss FinTech Innovation Lab at the University of Zurich.