Linda chats with Kellin McCloskey Head of Post at the Consumer Council on how COVID-19 has changed the postal service and how Royal Mail is adapting plus Marguerite Kerr of HMRC on how to get tax relief if you're work from home and Sally Williamson an Independent Mortgage Adviser, Janine Maher of NI spokesperson for MAPS (Money and Pensions Service) and James Jones of Experian with how to prepare for getting a mortgage and what to do if you're struggle to pay your mortgage contact the show with your consumer and benefits queries: Email: OnYourBehalf@bbc.co.uk Write to: OYB BBC Ormeau Avenue BELFAST BT 2 8 HQ Listener Line: 02890 338314 website: www.bbc.co.uk/oyb