A listener writes in to praise the basics and Mal gives a very good simple investing tip. Then, Jude has a wonderful reaction to hearing their name for the first time on the podcast. A voice teacher writes in wondering if they should order a binder or give money to an underage student whose parents are transphobic. A trans man in Germany struggles to find a therapist in their new country who will understand gender in English and explains how the healthcare is free, but the wait is long. A Canadian breaks down every single cost of his transition as a binary trans guy living in British Columbia. Carrie, a cis woman, details how she had to have six fibroids removed and a hystorectomy. Harrowing! Asa shares a spreadsheet he's kept since 2019 with every single cost from his transition. (Is he a Capricorn??) Sammy in Australia begs Gaby and Mal not to do the accent and talks about advocating for paid transition leave. Cass sends in a vulnerable and fascinating voicemail about the revisions to their bottom surgery and their detransitioning/regret without giving in to TERF rhetoric.   tw: detransitioning, transphobia, surgery For a full transcript, visit: https://bit.ly/3Dbp1B1 Gaby Dunn Instagram: @GabyRoad Mal Blum is @malblum anywhere you want to find them BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Bad with Money is produced, edited, sound engineered and mixed by Cumulus Podcast Network. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy