Kailee Costello hosts Kurt Lin, CEO and Co-Founder of Pinwheel, a leading payroll connectivity API provider. Pinwheel’s mission is to create a fairer financial system, by enabling consumers to share their payroll and income data with financial institutions, which then use this data for direct deposit switching, income and employment verification, earned wage access, and more. In this episode you will hear about: - Pinwheel’s vision to help fintechs and financial institutions to build products that will lead to better financial outcomes for customers - How Pinwheel’s API is currently being used for direct deposit and earned wage access, and what the next generation of use cases will look like - Pinwheel’s survey insights on blindspots in the financial services industry - How the current macroeconomic environment has increased the need for real-time payroll data - Pinwheel’s “north star” metric, and key factors that have contributed to Pinwheel’s success - Why Pinwheel brought on the former first-ever deputy director of the US Consumer Financial Protection Bureau as an advisor - And much more! About Kurt Lin Kurt Lin is co-founder & CEO of Pinwheel, the leading payroll connectivity API. The son of two immigrant parents, Kurt saw how the lack of credit history created a greater struggle for them to access and secure financial products. This experience became a driving force for him and his co-founders to create Pinwheel. Prior to Pinwheel, Kurt has been involved in multiple startup acquisitions: first Idean and later with Luxe. About Pinwheel Pinwheel is the market-leading income and employment API. With Pinwheel, fintechs and financial institutions are empowered to build the next generation of financial products that will help create a fairer financial system. Pinwheel provides access to consumer-permissioned income & employment accounts and actionable insights that help them make sense of the data they need to tailor their tools and services for consumers. Fintechs and financial institutions leverage Pinwheel to power direct deposit switching, earned wage access, income & employment verification, and build innovative new products. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Kailee’s Twitter: @KaileeCostello_ Kailee’s LinkedIn: https://www.linkedin.com/in/kaileecostello/