📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We disagree on how much to be investing," "I have no investments outside of real estate," "My son's girlfriend has taken over his life," "Can I afford to retire early?" "How to approach husband's credit card debt? " One of the Nation’s Largest Auto Lenders Told Customers, “We’re Here to Help.” Then It Took Their Money and Their Cars Support Our Sponsors: BetterHelp: betterhelp.com/Delony to get 10% off your first month   The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit FAIRWINDS Credit Union: Go to https://www.Fairwinds.org/ramsey for an exclusive account bundle. Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🚢 The Live Like No One Else Cruise is booking fast!  🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year! ☂️ Get the right insurance without breaking the bank. 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy