Did you know there are three ways you spend money based on your identity? You either spend money to escape, belong, or embrace your identity. Before you go second guessing how you spend your money, our guest, Ellyse Fulmore, author of the new book, Keep Money Personal and a queer and neurodivergent financial educator, content creator, and the founder of Queerd Co., a financial literacy company, wants you to set down the shoulds and the shame around money and start embracing your identity. This powerful conversation about Ellyce’s money journey inspired her book. Ellyce came out as Queer and was diagnosed with ADHD, and this had a profound impact on how she uses her money to show up in the world. We talk about it all, including the impact of shame and societal expectations on your money, why understanding your money story can help you spend to embrace your identity, and how to create a money system that works for your brain. This is such an important conversation, and I hope you’re inspired to share it with your friends so we can start to change the narrative around money.  Links Keeping Finance Personal book Ellyce's website Sign up for Shannah's exclusive workshop on February 7, 2024: Spend with Intention for 2024 Workshop with Shannah https://etmpod.link/spendwithintention Takeaways Shame and societal expectations often lead to negative thoughts and behaviors around money. Understanding our money story and reframing our mindset can help us overcome these challenges. Creating a personalized money system that aligns with our unique needs and preferences is crucial for financial success. Money is deeply intertwined with our identity, and it is important to spend in a way that embraces and supports who we truly are. Financial education should be more inclusive, diverse, and accessible, with a focus on individual experiences and needs. Overcoming shame and shoulds requires open conversations about money, transparency, and a supportive community. Chapters 00:00 Introduction 00:38 Shame and the Shoulds 06:16 Creating a Personal Money System 15:36 Money and Identity 25:34 Money and Neurodivergence 35:43 Overcoming Shame and Shoulds SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices