“For banks the pandemic meant that they had to digest 10 years of digitalization in only two years.” Paolo Sironi - Thought Leader and Author

Hello and welcome everyone to our 2021 Fintech Review for the German Speaking Area - Germany, Austria, and Switzerland, also called GSA. This is an annual tradition started in 2014, first in German, now in English. You can find the older reviews in the blog post below:

“Crypto is coming, no question. The metaverse is coming and exciting for me is the question how we will pay in the metaverse” Oliver Oster - CMO and Founder OptioPay  

“What struck me the most in 2020 is Crypto. It is sooo much more popular today than one or two years ago” Janis Dust - CMO and Co-Founder Epap

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“As people are going from in-person to remote a lot of [banking] processes have to be updated. It is basically a huge accelerator for the whole banking industry.” Frank Schwab - Co-Founder Fintech Forum

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“[Venture] Capital becomes more concentrated. It will get harder for the new kids on the block” Frank Schwab - Co-Founder Fintech Forum

Our Guests

Today I welcome our guests:

• Janis Dust - A young fintech entrepreneur, co-founder and CMO of epap (https://de.linkedin.com/in/jannisdust)
• Paolo Sironi - A fintech entrepreneur, turned global research leader in banking and financial markets as well as a book author (Website: https://www.thepsironi.com/, https://www.linkedin.com/in/thepsironi/)
  • You can buy his newest book here: https://amzn.to/30MLgOy
• Frank Schwab - Co-founder of Fintech Forum (http://fintechforum.de/) and multiple board member (https://www.linkedin.com/in/frankschwab/)
• Oliver Oster - Fintech entrepreneur, founding partner AQVC, founder and COO OptioPay (https://www.linkedin.com/in/oliver-oster-37611063/)

“10 years ago adding the valuation and market capitalization of the global top 500 banks and fintech unicorns plus the payment providers: 10 years ago banks represented 97% of that value, today they are down to almost 70%.” Paolo Sironi - Thought Leader and Author

This time I ask our guests 4 questions on the current state of fintech, their outlook and drivers for the future.

The questions are:

1) What is the strongest impact of corona on the financial and fintech world, immediately and in the future?

2) What is the most important development you have seen in total in 2021 for fintechs?

3) What do you see in 2022 for the fintech scene in GSA?

4) What field of fintech do you see becoming more important in 2022? Is it already the year of the green fintech?

Wishing you happy holidays from Frankfurt! We will be back on January 13th with an interview. Enjoy your time with family and friends and stay safe!

“The most obvious impact [of corona] for me was, that here in Berlin people have stopped paying cash and now pay by card or digital [cell phone or wrist watch]” Oliver Oster - CMO and Founder OptioPay  

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Fintech Reviews Since 2017

“Some neobanks retreated with their business from abroad. They understood that volume is not enough for a great value offer” Paolo Sironi - Thought Leader and Author

https://www.youtube.com/playlist?list=PLUbiCAQc22WsxyePUkzBI-LKh1y4yy0sq

Feedback

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The Interviewer

This interview was conducted by Jörn “Joe” Menninger, startup scout, founder, and host of Startuprad.io. Reach out to him: LinkedIn Twitter Email

Find all links and show notes here: https://www.startuprad.io/blog/fintech-review-2021-germany-austria-and-switzerland-gsa/