Capital One has already eliminated a valuable benefit from the Venture X card, less than two years after launch.  Delta is trying to solve their SkyClub crowding problem by rolling out changes customers won't like.  Richard and Ed are answering a listener question about the best way to earn points on a large purchase.  And, Ed is hosting a Toys for Tots fundraiser/meet-up this week.  Love to have you attend and/or donate a toy!

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