Matthew Connor, Founder of Conscious Security, discusses a study he conducted while working with F-Secure, the study targeted 82,402 individuals with one of four phishing emails, he goes into the findings of the study and certain insight this study has brought, Joe's story is on the popular app Zelle and how users are loosing thousands of dollars due to scams, and Dave's story is on three big tech giants announcing plans to expand support for a common passwordless sign-in standard created by the FIDO Alliance, our catch of the day comes from listener Areus on text messages exchanged between two strangers and where the conversation leads. Links to stories: Criminals Are Scamming Zelle Users. Here's How to Keep Your Money Safe Apple, Google and Microsoft Commit to Expanded Support for FIDO Standard to Accelerate Availability of Passwordless Sign-Ins Have a Catch of the Day you'd like to share? Email it to us at hackinghumans@thecyberwire.com or hit us up on Twitter.