Today’s show is a bonus episode, and an extra-special one, because I sat down with my friend, the futurist and financial technology guru Brett King.This is our second show with Brett -- we also had one we recorded over a delightful breakfast in London a while back. We wanted to talk again because he’s put out his new book, Bank 4.0, for which I co-wrote the chapter on financial regulation. We made that chapter 2 of the book, right after the opening, because regulation has become absolutely central to the question of whether technology is going to make banking better, or worse, than what we have today.