Buy now, pay later services like Afterpay, Affirm and Klarna have been around for a while, but they exploded in popularity during the pandemic. Now, consumers are shifting more of their spending to buy now, pay later lenders. WSJ reporter Angel Au-Yeung joins host Alex Ossola to talk about how they work and why some consumer-advocacy groups say these services encourage shoppers to take on more debt than they can afford. Learn more about your ad choices. Visit megaphone.fm/adchoices