Gen. Larry Spencer, USAF (Ret.) was born and raised on the Horseshoe—a tough inner-city street in southeast Washington, D.C. Both parents lived in the rural south under Jim Crow and “separate but equal” laws. Spencer’s father was a career Army soldier who lost his left hand during the Korean War, suffered from post-traumatic stress disorder, and worked two jobs. His mother completed tenth grade, had no driver’s license, and was left alone during the week to raise their six children. In 1990 he took command of a squadron that won accolades and awards for their performance during Operation Desert Shield/Storm. Spencer went on to serve at the White House, and then successfully commanded a Group and a Wing before being assigned as the chief financial officer (comptroller) for Air Combat Command, the largest command in the Air Force. During that assignment, Spencer was promoted to brigadier general and was tasked to set up a new Directorate at Air Force Materiel Command. Spencer later returned to the Pentagon where he led Air Force Budget. He ultimately became the Air Force’s thirty-seventh vice chief of staff, making him one of only nine African Americans promoted to four stars. For Col. Spencer’s full biography and to order Dark Horse: www.usni.org/press/books/dark-horse Read on to learn about Col. Spencer’s latest challenge, as President of the Armed Forces Benefit Association (AFBA). FOR MORE INFORMATION: www.afba.com