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4220: New IRDAI rules: Now, health insurers cannot reject claims citing non-disclosure of pre-existing conditions after five years: Niva Bupa underwriting head | Simply Save
Publisher |
moneycontrol
Media Type |
audio
Categories Via RSS |
Business
Publication Date |
Apr 17, 2024
Episode Duration |
00:17:24
The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.

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