📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Dr. John Delony answer your questions and discuss: "Am I responsible for paying for this hotel charge?" "I feel lost on how to pay off my debt," "Why am I jealous of other people's income?" "We lost $80k in a crypto scam," Dr. Arthur C. Brooks on 4 ways that money can help make you happy (and 1 way it will make you miserable). Support Our Sponsors: MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today NetSuite: Free KPI checklist, visit netsuite.com/Ramsey  Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year! 💵 Start your free budget today. Download the EveryDollar app! 🚢 The Live Like No One Else Cruise is booking fast!  💸Enter The Ramsey Cash Giveaway for a chance to win $10,000! 📚 Shop the $12 Sale to get life-changing tools to help you make real progress!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy