The Rachel Cruze Show

Carly Jean with code “Rachel”

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.

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Apr 17, 2023

00:23:06

When it comes to big-ticket items, we always want to know if the expense was worth it. In this episode, I’m sharing what I really think of my Tesla (plus a story my dad doesn’t even know!). We’ll also talk about what happens when people splurge on cars a little too often, and I’ll go over how I’m saving for my next big trip.

In this episode:

· The Story Not Even Dave Ramsey Knows

· Could This Cause the Car Industry to Collapse?

· The Dream Vacation I'm Saving For

Helpful Resources:

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Apr 10, 2023

00:27:31

Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is all about. We look at a popular debt payoff method called the debt avalanche, the sneaky ways your credit card is keeping you broke, as well as how to become financially independent once and for all.

What you get in this episode:

· Why I Never Recommend the Debt Avalanche Method

· Secrets Credit Card Companies Don’t Want You to Know

· Are Millennials Too Dependent Financially?

Helpful Resources:

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Apr 03, 2023

00:34:40

What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investing. I also react to a YouTuber’s claims about what the middle class should be able to afford and reveal some products I just don’t think are worth the hype.

What you get in this episode:

· How I'm Investing in 2023

· 15 Things the Middle Class Can't Afford Anymore

· 3 Products That Aren't Worth the Hype

Helpful Resources:

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Mar 27, 2023

00:33:32

Upping your financial game sounds hard—but it can actually be really simple. In this episode, we cover the money moves guaranteed to help you reach your goals, as well as the financial facts everyone needs to know.

In this episode:

· 6 Money Moves to Up Your Financial Game

· Facts About Money Everyone Should Know

Helpful Resources:

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Mar 20, 2023

00:34:57

A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly budget, then I talk with Jade Warshaw about how she paid off $460,000 (she’s the real deal, you guys). We'll also dig into the reasons we’re tempted to spend big during big sales.

In this episode:

· What I Spend in a Month

· How She Paid Off $460,000 in Debt (With Jade Warshaw)

· Are Big Sales Worth the Hype?

Helpful Resources:

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Mar 13, 2023

00:31:29

This episode is all about taking control of your money. Because guess what? That can help you transform your life. Today we’ll talk about the costly hoarding habits almost all of us are guilty of, find out whether or not I’m on board with a popular YouTuber’s debt payoff advice, and learn some trusty tips on cleaning up a messy budget.

In this episode:

· 5 Hoarding Habits That Are Costing You Money

· Can This Advice Get YOU Debt-Free?

· 3 Reasons Why Your Budget Is a Mess

Helpful Resources:

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Mar 06, 2023

00:30:17

Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what I learned growing up in a bankrupt home. We then look at how living in California and New York can become a money pit. And we talk through high-profile tax fraud cases—and how you can stay legal.

In this episode:

· Lessons From Growing Up Bankrupt

· Why Wealthy People Are Fleeing California and New York

· Shocking Tax Fraud Cases (and How to Steer Clear)

Helpful Resources:

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Feb 27, 2023

00:29:32

Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll cover the ins and outs of an all-cash budget and have some fun diving into the wild financials of the wedding industry.

In this episode:

· 5 Ways I Buy Back My Time

· How I Created an All-Cash Budget

· How Weddings Became a Multibillion-Dollar Industry

Helpful Resources:

Financial Peace University

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Feb 20, 2023

00:33:20

No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George Kamel joins me for a conversation about the sneaky habit stealing our paycheck: lifestyle creep.

In this episode:

· Can America Recover Financially?

· The Sneaky Habit Stealing Your Paycheck (With George Kamel)

Helpful Resources:

Financial Peace University

Smart Money Happy Hour

Follow George Kamel

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