In episode 140, we welcome Dr. Aisha Asby (@dr.asby) to The Money Factor! We dive into some financial statistics in America. We also breakdown 30 steps to financial wellness. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

Link:

https://www.moneymanagement.org/credit-counseling/resources/financial-literacy-month

In episode 139, we bring you another tax filled show on The Money Factor! We breakdown what are the 2019 tax deadlines. We also dive into information on tax extensions. Plus, we discuss why being financially literate is important. All this and more on  The #Money Factor.

In episode 138, we give you another helpful show on The Money Factor! We dive into Funny money quotes and why they are true. We also breakdown things you didn't know about money. Plus, we discuss ways to get rich slowly through managed growth. All this and more on  The #Money Factor.

Link:

https://www.chimebank.com/2018/03/28/7-funny-money-quotes-and-why-theyre-true/

http://moneyversed.com/absurd-money-facts/

In episode 137, we bring you another informative show on The Money Factor! We breakdown tips to help spring clean financially. We also dive into how well do you know about personal finance. Plus, we discuss the concept of the X curve. All this and more on  The #Money Factor.

Link:

https://www.bloomberg.com/diversity-inclusion/blog/top-10-things-everyone-know-women-consumers/

https://solutions.naifa.org/majority-of-women-now-responsible-for-household-finances

https://www.forbes.com/sites/megangorman/2018/09/09/millennial-women-are-poised-to-be-the-most-financially-independent-women-in-history/#2b611b861d52

In episode 135, we give you another great show on The Money Factor! We breakdown how to make sure you pay yourself first. We also dive into what the rule of 72 and how to get rich slowly. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

In episode 134, we bring you another amazing show on The Money Factor! We dive into the importance of understanding how money works. We also breakdown what a financial foundation and can you really build wealth? Plus, we we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

Link: https://www.blackenterprise.com/the-four-financial-love-languages/

https://money.usnews.com/money/personal-finance/family-finance/articles/2018-07-19/how-couples-handle-money-at-every-stage-in-their-relationships

Link:

https://www.effectivebusinessideas.com/giving-and-wealth/

https://www.smartaboutmoney.org/Topics/Holidays-and-Money/Save-Money-on-Thanksgiving/Creative-Ways-to-Give-Back

https://www.blackenterprise.com/the-four-financial-love-languages/

Link:

2018BenchmarkingStudy-Final-web.pdf">https://s3.amazonaws.com/cfsi-innovation-files-2018/wp-content/uploads/2018/11/01021056/Pulse-2018BenchmarkingStudy-Final-web.pdf

Links:

https://www.msn.com/en-us/money/personalfinance/10-money-mistakes-everyone-makes-at-the-beginning-of-the-year/ss-BBRNeOn#image=11

https://www.rd.com/advice/saving-money/financial-resolutions-for-more-money/

In episode 127, we bring you the first episode of the new year on The Money Factor! We  breakdown what is a budget and why it is important. We also dive into the best budgeting app for 2019. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

Links:

https://www.mymoneycoach.ca/budgeting/what-is-a-budget-planning-forecasting

https://www.nerdwallet.com/blog/finance/budgeting-saving-tools/

https://terratale.com/personal-financial-review/

Links:

https://www.everydollar.com/blog/crucial-budgeting-tips-everyone-needs-for-christmas you-and-your-partner-in-sync-on-holiday-spendi.aspx">https://www.fool.com/retirement/2018/12/08/are-you-and-your-partner-in-sync-on-holiday-spendi.aspx

https://www.moneyunder30.com/cheap-gifts-55-inexpensive-christmas-gifts https://www.iheartnaptime.net/handmade-christmas-gifts/

In episode 125, we give you a political show on The Money Factor! We breakdown what is a bull market and what are the Democrats and Republicans views on it’s fate. We also dive into what to expect during the next recession and how to prepare for it.  Plus, we discuss 3 new financial workshops in the Houston area. All this and more on The #Money Factor.

Link:

https://www.cnn.com/2018/11/15/investing/stocks-bull-market/index.html

https://www.thestreet.com/markets/what-is-a-bull-market-14710295

https://www.cnn.com/2018/10/17/perspectives/mark-zandi-next-recession/index.html

https://www.bankrate.com/personal-finance/smart-money/how-to-prepare-for-the-next-recession/

Links:

https://www.forbes.com/sites/teresaghilarducci/2018/11/11/how-the-midterm-elections-may-steer-retirement-policy/#e4ffc2651f15

market-rises-midterm-elections.html">https://www.nytimes.com/2018/11/02/business/stock-market-rises-midterm-elections.html

In episode 122, we welcome Dr. Teriya Richmond to finish Breast Cancer Awareness Month on The Money Factor! We dive into what is  early detection of breast cancer. We also breakdown the importance of women’s wellness care. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

In episode 120, we welcome Chris Noble to continue Breast Cancer Awareness month on The Money Factor! We dive into her organization The Rose (https://www.therose.org) and all the services they offer for the community. We also breakdown the importance of being educated on your gynecological health. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

Link:

http://www.sistersnetworkinc.org/breastcancerfacts.html

https://www.theatlantic.com/business/archive/2017/06/black-women-economy/530022/

Links:

https://www.breastcancer.org/symptoms/understand_bc/statistics

https://www.nationalbreastcancer.org/breast-cancer-awareness-month

https://www.quotacy.com/breast-cancer-and-life-insurance/

In episode 117, we welcome Joe Mastriano (http://www.taxproblem.org/)  to close  Life Insurance Awareness Month on Money Factor! We dive into tips on how to maximize  the tax advantages for life insurance. We also breakdown business uses of Life Insurance and tax advantages. Plus, we discuss 3 new financial workshops in the Houston area. All this and more on  The #Money Factor.

Links:

https://www.investopedia.com/articles/pf/07/permanent_life_insurance_taxes.asp

http://paradigmlife.net/blog/5-reasons-business-owners-need-life-insurance-2/

Links:https://www.limra.com/Posts/PR/LIAM/Life_Insurance_Awareness_Month.aspx

https://www.limra.com/Posts/PR/LIAM/PDF/Facts_of_Life_2018.aspx

Links:

https://www.foxbusiness.com/personal-finance/aretha-franklin-left-no-will-heres-why-you-should

https://estate.findlaw.com/wills/what-happens-if-i-die-without-a-will-.html

lawyers-fees-billing.html">https://www.nolo.com/legal-encyclopedia/probate-lawyers-fees-billing.html

Links:

https://money.usnews.com/money/retirement/baby-boomers/articles/2018-03-30/25-things-to-do-when-you-retire

https://internationalliving.com/the-best-places-to-retire/

https://www3.forbes.com/business/25-best-places-to-retire-in-2018/6/

Links:

11-countries-with-the-most-billionaires.html">https://www.cnbc.com/2016/11/25/the-11-countries-with-the-most-billionaires.html

https://cashmoneylife.com/best-careers-to-get-rich/

https://partners4prosperity.com/dumb-things-to-spend-money-on/

https://www.rd.com/funny-stuff/wasteful-government-spending/

Links:

older-americans.html">https://www.nytimes.com/2018/08/05/business/bankruptcy-older-americans.html

http://crr.bc.edu/working-papers/how-much-does-out-of-pocket-medical-spending-eat-away-at-retirement-income/

https://money.cnn.com/2018/04/23/retirement/no-retirement-savings/index.html

Link:

https://www.buzzfeed.com/anthonyrivas/black-health-disparities?utm_term=.bxgM4pQgK#.bjaRG9AYd

https://www.forbes.com/sites/laurashin/2015/03/27/10-proposals-for-eliminating-the-racial-wealth-gap/#71e4d5e07ead

Links:

https://www.thebalance.com/consumer-debt-statistics-causes-and-impact-3305704

https://www.thebalance.com/the-u-s-debt-and-how-it-got-so-big-3305778

Links:

https://www.bloomberg.com/news/articles/2018-06-14/robert-downey-jr-jay-z-durant-back-life-insurance-startup

https://money.cnn.com/2018/07/06/news/economy/china-us-tariffs-list/index.html

Links:

http://money.cnn.com/2018/06/22/news/companies/trump-european-car-tariffs/index.html

http://money.cnn.com/2018/06/22/news/economy/brexit-two-years-anniversary/index.html?iid=ob_article_hotListpool

Links:

http://money.cnn.com/2018/06/15/news/companies/citibank-libor/index.html

reserve-raises-interest-rates.html">https://www.nytimes.com/2018/06/13/us/politics/federal-reserve-raises-interest-rates.html

Links:

http://money.cnn.com/2018/06/10/investing/stocks-week-ahead-ben-bernanke-recession-economy/index.html

http://fortune.com/2018/04/06/what-is-tariff-definition-trump-china/

Links:

http://money.cnn.com/2018/05/04/news/economy/april-jobs-report/index.html?iid=EL

http://money.cnn.com/2018/05/17/news/economy/us-middle-class-basics-study/index.html

https://www.brookings.edu/project/future-of-the-middle-class-initiative

Links:

http://money.cnn.com/2018/05/03/pf/high-school-financial-advice/index.html?category=pf

https://blog.collegevine.com/14-awesome-internships-for-high-school-students/

http://commonblackcollegeapp.com/

college-acceptance-scholarships.html">Https://www.nytimes.com/2018/05/03/us/teenager-college-acceptance-scholarships.html

Links:

http://money.cnn.com/2018/04/27/pf/women-retirement-age/index.html

buffett-women-make-optimistic-country-120930431.html">https://finance.yahoo.com/news/warren-buffett-women-make-optimistic-country-120930431.html

http://money.cnn.com/2017/09/06/pf/women-wealth-money/index.html?iid=EL

http://money.cnn.com/2018/04/23/retirement/no-retirement-savings/index.html

Links:

http://money.cnn.com/2018/04/20/news/companies/wells-fargo-regulators-auto-lending-fine/index.html

buffett-women-make-optimistic-country-120930431.html">https://finance.yahoo.com/news/warren-buffett-women-make-optimistic-country-120930431.html

retirees-underestimate-spending-150000278.html">https://finance.yahoo.com/news/where-retirees-underestimate-spending-150000278.html

In episode 100, we celebrate our 100th show on Money Factor! We first look back at our favorite money advice from past shows. We also we breakdown how  finance and health work together. Plus, we dive into financial literacy workshops that are being provided in Houston All this and more on The #Money Factor

Links:https://www.houstonmoneyweek.org/

https://www.councilforeconed.org/policy-and-advocacy/survey-of-the-states-2/

SOS-Layout-18.pdf">https://www.councilforeconed.org/wp-content/uploads/2018/02/2018-SOS-Layout-18.pdf

In episode 98, we discuss  financial literacy on Money Factor! We dig into  what it means to be financial literate and why April is financial literacy month. . We also breakdown 30 steps to achieving financial wellness. Plus, we dive into why having financial wellness is so important. All this and more on The #Money Factor.

Links:

https://www.forbes.com/sites/markavallone/2018/03/31/april-is-financial-literacy-month-why-financial-wellness-matters/#e3f2aee6f132

http://www.financialliteracymonth.com/30Steps.aspx

Links:

http://money.cnn.com/2018/03/22/pf/tax-filing-mistakes-avoid/index.html

http://money.cnn.com/2018/03/15/pf/taxes/penalty-for-filing-taxes-late/index.html?iid=EL

https://blog.taxact.com/top-irs-tax-forms/?sc=17108211010103&dclid=CI7o8rWOitoCFYoxaQod7ZADCA

Links:

http://money.cnn.com/2018/03/15/news/economy/interest-on-the-debt/index.html

http://money.cnn.com/2018/03/16/news/companies/toys-r-us-employees/index.html?iid=surge-story-summary

http://money.cnn.com/2018/01/11/news/companies/walmart-minimum-wage-increase/index.html?iid=EL

Links:

http://money.cnn.com/2018/03/05/pf/taxes/college-tax-credit/index.html

https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator

usa.org/college-education-planning-programs/">http://hife-usa.org/college-education-planning-programs/

In episode 93, we discuss finances and more on The Money Factor. We dive into the America saves week campaign and how you can win more money to actively save. We also breakdown how to understand interest and the rate of your return. Plus, we discuss how to break poor spending habits. All of this and more on The #Money Factor.

Links:

https://americasaves.org/organizations/america-saves-week

arent-saving-any-money.html">https://slate.com/business/2018/01/americans-arent-saving-any-money.html

Links:

http://money.cnn.com/2018/02/18/media/black-panther-box-office/index.html

presidents.asp">https://www.investopedia.com/terms/d/dead-presidents.asp

http://money.cnn.com/2017/04/13/news/economy/dollar-currency-president-trump/index.html

https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=1%2C000%2C000&year1=200001&year2=201801

consumer-price-index-jan-2018.html">https://www.cnbc.com/2018/02/14/us-consumer-price-index-jan-2018.html

Links:

http://money.cnn.com/2018/02/05/news/companies/wells-fargo-timeline/index.html?iid=hp-stack-dom

http://money.cnn.com/calculator/pf/income-rank/

reveal-top-money-goals-2018-list-144558342.html">https://finance.yahoo.com/news/americans-reveal-top-money-goals-2018-list-144558342.html

In episode 89, we give you the latest info that’s affecting your money factor! We start with startling statistics regarding the US and the amount of decline from citizen-based savings accounts. We also take a look at 15 things you need to know about your money. Plus, we give you key dates to jot down on your 2018 financial calendar.   All of this and more on The #Money Factor.

Links:

https://www.reuters.com/article/us-usa-economy-spending/u-s-consumer-spending-rises-savings-drop-to-10-year-low-idUSKBN1FI1NJ

https://www.moneytalksnews.com/slideshows/15-things-you-really-should-know-about-money-in-2018/?all

http://www.wisebread.com/15-important-financial-dates-to-mark-on-your-calendar

Links:

https://www.taxrightway.com/

https://turbotax.intuit.com/tax-tools/calculators/tax-bracket/

http://money.cnn.com/2018/01/19/news/economy/government-shutdown-cost/index.html?iid=hp-stack-dom

https://twocents.lifehacker.com/how-a-government-shutdown-could-affect-your-finances-1821181628

Links:

http://money.cnn.com/2017/12/28/pf/money-dont-dos/index.html

http://www.newsweek.com/saving-money-new-year-richer-201-766124

In episode 86, we bring you the continued financial news and information to sow into your money factor! We discuss the lack of raises to be expected in 2018 for the US and tips on increasing your cash flow. We also look at the rental rates continuing to increase and some of the factors as to why. Plus, credit card debt is literally eating your lunch! All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2017/12/12/pf/pay-salary-work-inflation/index.html?iid=SF_LN

http://money.cnn.com/2017/12/14/real_estate/rent-costs-too-high-cost-burdened/index.html?iid=SF_LN

http://money.cnn.com/2017/12/13/pf/credit-card-debt/index.html?iid=SF_LN

Links:

you-buy-into-bitcoin-heres-what-top-investors-say.html">https://www.cnbc.com/2017/12/07/should-you-buy-into-bitcoin-heres-what-top-investors-say.html

http://money.cnn.com/2017/12/07/technology/bitcoin-explainer/index.html

https://www.buybitcoinworldwide.com/kb/investing-in-bitcoin/

youre-tallying-your-bitcoin-gains-dont-forget-the-taxman.html">https://www.cnbc.com/2017/12/07/while-youre-tallying-your-bitcoin-gains-dont-forget-the-taxman.html

Links:

http://money.cnn.com/2017/12/04/pf/impact-recession-millennials/index.html?iid=hp-grid-dom

http://money.cnn.com/2017/11/30/pf/credit-card-debt-pay-down-debt/index.html?iid=SF_LN

http://money.cnn.com/2017/12/01/pf/savings-crisis/index.html?iid=SF_LN

In episode 83, we dive back into the importance of your finances right here on the money factor! We take a look at the growth of individuals losing their employment due to unpaid student loans. We also breakdown the stagnant wages vs the cost of living increases in America. Plus, we give valuable insight into understanding your financial foundation. All of this and more on the #MoneyFactor

Links:

http://www.fox26houston.com/news/study-shows-half-of-all-americans-think-wages-are-falling-short-of-cost-of-living

loans-licenses.html">https://www.nytimes.com/2017/11/18/business/student-loans-licenses.html

In episode 82, we discuss some of the overrated ideas of holiday gift giving. We also look at how retailers are trying to prepare for those same holiday buyers and the level of marketing that they are having to reach to. Plus, we breakdown the power of money and why you need the insight.  All of this and more on the #MoneyFactor.

Links:

http://minnesota.cbslocal.com/2017/11/13/no-holiday-gifts-survey/

http://money.cnn.com/2017/11/20/news/retailers-holiday-promotions-stunts/index.html

In episode 81, we discuss everything that you need to know about the changes in Obamacare (also known as the Affordable Healthcare Act). We discuss the 5 specific changes that you need to be aware of moving into 2018. We also dive into health care sharing ministries as an affordable option to the Obamacare offerings. Plus, we take a look at the steep penalties for not having coverage.  All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/11/13/news/economy/obamacare-insurer-choice/index.html?iid=hp-toplead-dom

http://money.cnn.com/2017/11/01/news/economy/obamacare-open-enrollment-2018/index.html?iid=EL

https://www.laurengreutman.com/save-money-with-health-care-sharing-ministries/

of-major-healthcare-sharing-ministries.html">http://www.medicalcostshare.com/comparison-of-major-healthcare-sharing-ministries.html

https://www.healthcare.gov/fees/fee-for-not-being-covered/

In episode 80, we dive deep into the world of finance. We discuss the new tax plan proposed and the changes that will definitely affect your bottom line. We also speak on the need for college savings and preparation for that upcoming financial burden. Plus, we breakdown America’s growing wealth gap and how it can be rectified.   All of this and more on the #MoneyFactor.

Links:

good-the-bad-and-the-money-what-the-gop-tax-plan-means-for-you.html">https://www.cnbc.com/2017/11/03/the-good-the-bad-and-the-money-what-the-gop-tax-plan-means-for-you.html

http://money.cnn.com/2017/11/03/pf/college/house-tax-plan-unborn-child-529/index.html

http://money.cnn.com/2017/11/02/pf/college/house-tax-bill-student-loan-interest-deduction/index.html?iid=EL

http://money.cnn.com/2017/11/03/news/economy/wealth-gap-america/index.html

Links:

http://money.cnn.com/2017/10/30/news/economy/obamacare-premiums/index.html?iid=hp-stack-dom

https://finder.healthcare.gov

http://money.cnn.com/2017/10/19/retirement/401k-ira-contribution-limits-2018/index.html?iid=SF_LN

http://money.cnn.com/2017/10/13/retirement/social-security-2018-cola/index.html?iid=SF_LN

In episode 78, we welcome back guest host Kiara Peoples (kpeoples1207@yahoo.com) to discuss some of the best secrets from successful savers. We also look at some of those tantalizing cost cutting measures that you really should avoid. Plus, we show you how to find your financial resolution.   All of this and more on the #MoneyFactor.

Links:

https://www.discover.com/online-banking/banking-topics/common-cost-cutting-measures-to-avoid/?cmpgnid=os-bk-contosob&src=S00000HCC&van=Dbank

https://www.discover.com/online-banking/banking-topics/3-secrets-of-successful-savers/

https://www.discover.com/online-banking/banking-topics/5-financial-resolution-alternatives/

In episode 77, we welcome guest host Ahmad Scott with Millennial$ & Money (ahmad.scott01@gmail.com">ahmad.scott01@gmail.com) to dive into retirement and how it relates to millennials. We take an in depth look into retirement and when to officially start planning as a millennial. We also breakdown the inner workings of 401Ks and the different retirement variants. Plus, we give you 5 key things to know about retiring the “right way”.   All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2016/02/25/pf/yelp-entitled-millennial/index.html

http://money.cnn.com/2017/03/30/retirement/millennials-retirement/index.html

http://money.cnn.com/pf/money-essentials-401k-investing/index.html

In episode 76, we welcome guest host Sandra Schrenk, Realtor with Keller Williams (slschrenk@gmail.com) to discuss the burden of purchasing a home with the Equifax crisis. We take a look at some of the difficulties people are experiencing as well as the regulation that congress may pass. Plus, we give you 10 steps to follow on buying your first or fortieth home. All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/10/05/pf/equifax-breach-congress-regulation/index.html?iid=hp-stack-dom

https://www.realtor.com/news/trends/equifax-breach/

http://money.cnn.com/pf/money-essentials-home-buying/index.html

In episode 75, we welcome guest host Dr. Aisha Asby (Draisha.asby@gmail.com">Draisha.asby@gmail.com) to discuss being financially ready for college. We take a look at the student loan forgiveness program that is coming up on its 10 year anniversary. We also breakdown college planning and how to properly prepare for the upcoming costs. Plus, we give some key insight on student loan payments for those that we in hurricane-affected areas. All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/09/21/pf/college/public-service-loan-forgiveness/index.html?iid=SF_LN

http://money.cnn.com/2017/05/15/pf/college/public-service-loan-forgiveness-qualify/index.html?iid=EL

https://studentaid.ed.gov/sa/about/announcements/disaster

https://www.facebook.com/The-College-Cafe-347934675566768/

In episode 74, we welcome Derick Berry of Men and Money (Mr.Berry33@gmail.com">Mr.Berry33@gmail.com) to discuss the financial highlights happening today. We dive deep into the financial risks that are involved with the latest President’s thoughts on select NBA players and the NFL taking a knee during the anthem. We also discuss the financial effects of Uber losing London and the widespread calamity for all parties involved. Plus, Target is raising its minimum wage of employees, which may catch on with other retailers. All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/09/25/news/companies/trump-nfl-owners-donations/index.html?iid=hp-toplead-dom

http://money.cnn.com/2017/09/23/technology/business/uber-london-crises/index.html?iid=hp-stack-dom

http://money.cnn.com/2017/09/25/news/companies/target-minimum-wage/index.html?iid=hp-stack-dom

In episode 73, we welcome back Kiara Peoples (kpeoples1207@yahoo.com) to discuss the gravity of the Equifax hack. We look at ways to confirm if your credit was affected and steps to mitigate fraudulent activity. We also dive deep into 4 financial power moves that we help singles into today’s financial climate. Plus, it’s all about the millennials and money.  All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/09/15/pf/financial-moves-single/index.html?iid=SF_LN

http://money.cnn.com/2017/09/15/pf/millennials-equifax-breach/index.html?iid=EL

http://money.cnn.com/2017/09/16/technology/equifax-breach-security-hole/index.html?iid=hp-stack-dom

In episode 72, we welcome guest host Mike Harris with State Farm Insurance (mike@mikeinsuresyou.com) to discuss the economic impact and recovery process through hurricane Harvey and other natural disasters. We discuss the amount of time and effort required to complete the process of rebuilding your financial house as well as some of the mechanics of the journey. Plus, we give you key strategies to help avoid the future pitfalls from disasters. All of this and more on the #MoneyFactor.

Links:

hurricane-harvey-economic-impact.html?mcubz=1">https://www.nytimes.com/2017/08/28/business/economy/texas-hurricane-harvey-economic-impact.html?mcubz=1

http://theempowermag.com/feature-story/hurricane-harvey-storm-recovery-process/

In episode 71, we welcome guest host Chairidee Smith of Ms. Mogul  (www.chairidee.com) to dive into the realm of finances and home ownership. We discuss the concept of homeownership as the American dream. We also give insight to saving for a down payment for a new home. Plus, we give 7 key tips when becoming a 1st time homebuyer.   All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/07/24/real_estate/american-dream-homeownership/index.html?category=real_estate

http://money.cnn.com/2017/08/11/real_estate/save-down-payment/index.html?category=real_estate

http://money.cnn.com/2017/06/28/real_estate/first-time-homebuyer-mistakes/index.html?category=real_estate

In episode 70, we dive deep into topics that affect your pocket book. We start by discussing the pros and cons of a financial adviser. We also give healthy tips on ways to increase your cash flow. Plus, creating a passive income stream may be easier than you think!  All of this and more on the #MoneyFactor. 

Links:

http://money.cnn.com/calculator/pf/cost-of-living/

http://www.huffingtonpost.com/amandah-blackwell/top-8-ways-to-create-passive-income_b_4654371.html

http://time.com/money/collection-post/3706485/improve-cash-flow-personal/

http://money.cnn.com/2017/08/03/pf/financial-adviser/index.html?category=pf

In episode 69, we give you key concepts surrounding finance and investing as we finish up our financial foundation series. We dive into what APR is, FICO, 401Ks, and other financial products. We also give insight to how diversification can help provide stability and growth to your portfolio. Plus, we give valuable insight on different types of insurance that have a stock market component.  All of this and more on the #MoneyFactor. 

Links:

http://money.cnn.com/2017/07/11/pf/money-terms/index.html?iid=EL

In episode 68, we continue down the road of the fundamentals of investing. We describe the NASDAQ, S&P, as well as other indices. We also dive deep into how mutual funds work and their strengths and weaknesses. Plus, we look at other instruments that allow you to build legacy in the market.    All of this and more on the #MoneyFactor. 

Links: http://money.cnn.com/2017/07/28/pf/impact-banking/index.html?iid=SF_LN

In episode 67, we welcome Angela E Matthews (www.AngelaEMatthews.com) to move into the fundamentals of investing. We  breakdown what an investment club is and how working in a collaborative group can be a benefit to your overall understanding and growth in the market. Plus, we give key definitions and explanations to some of mechanics of making a trade.   All of this and more on the #MoneyFactor. Links: 

http://www.investopedia.com/articles/01/062001.asp?lgl=rira-baseline-vertical

In episode 66, we welcome back Ahmad Scott (Ahmad.scott01@gmail.com">Ahmad.scott01@gmail.com) to dive deep into the investing portion of our financial series. We look at some of the top emotional reasons that cause people to waste money. We also look at how those emotions can spill over into their investing habits and cause unforeseen financial consequences.  All of this and more on the #MoneyFactor. Links: http://www.wisebread.com/are-your-emotions-costing-you-money-take-this-quiz 

In episode 65, we continue on our financial series journey into investing. We talk about the very important method of paying yourself first and what that brings to your financial safety net. We also discuss the things needed when you are just starting out as an investor. Plus, you always have to keep discipline in your pocket as an investor.   All of this and more on the #MoneyFactor. 

Links:

http://money.cnn.com/2017/07/10/news/economy/tax-reform-deductions/index.html?iid=hp-stack-dom

http://www.investopedia.com/advisor-network/articles/saving-and-investing-when-youre-just-starting-out/

In episode 64, we hop back into our financial foundation series with focus on creating your emergency fund and understanding the purpose behind investing. We discuss the ratios needed to live off of your current assets and how those ratios differ depending on your age bracket. Plus, we give key insight to the importance of growing your money and good rules to live by in order to make sure the money outlasts you.  All of this and more on the #MoneyFactor.

Links:

http://retireby40.org/declare-financial-independence-day/

http://retireby40.org/3-ways-define-financial-independence/

In episode 63, we welcome Kiara Peoples (peoples.advocate1@gmail.com">peoples.advocate1@gmail.com) to discuss money as it relates to senior citizens and the security of their finances. We take a look at the lack of emergency funds that baby boomers have and what that means as they age into their golden years. Plus, we show you ways to slash into those rising retirement costs.   All of this and more on the #MoneyFactor. 

Links: 

http://www.cnn.com/2017/06/23/health/seniors-refuse-home-health-care-partner/index.html

http://fortune.com/2017/06/20/saving-habits-baby-boomers/

your-retirement-costs-with-these-5-tips.aspx">https://www.fool.com/retirement/2017/04/24/slash-your-retirement-costs-with-these-5-tips.aspx

In episode 62, we welcome guest host Ahmad Scott (Ahmad.scott01@gmail.com">Ahmad.scott01@gmail.com) to discuss a the millennials perspective on debt management. We discuss methods for handling credit cards and the interest-rate-induced debt from them. We also look at multiple types of debt including unsecured, secured, and revolving. Plus, we show you a savings bank that is good for anyone at any age.  All of this and more on the #MoneyFactor. 

Links:

http://www.wbur.org/hereandnow/2017/02/07/kids-money-beth-kobliner

http://money.cnn.com/2017/04/10/pf/credit-card-mistakes/index.html

are-main-categories-debt.asp?lgl=myfinance-layout-no-ads">http://www.investopedia.com/ask/answers/110614/what-are-main-categories-debt.asp?lgl=myfinance-layout-no-ads

http://www.cepnet.com/kidsbank

In episode 61, we welcome guest host Doron Maghett (dmaghett@msn.com) to discuss a man’s perspective on debt management. We take a look at key financial principles to be instituted in a household for everyone to live by. We also discuss how to prepare for long term debt situations and the importance of emergency savings.  All of this and more on the #MoneyFactor. Links: 

https://www.debt.org/blog/fathers-day-financial-advice-you-get-what-you-pay-for/

http://manvsdebt.com

In episode 60, we continue our financial foundation series by moving into debt management. We discuss some key articles that show examples of what happens when you are unaware of your rising debt as well as ways to recover. Plus, we dive deep into strategies that you can implement to keep your debt under control moving forward.  All of this and more on the #MoneyFactor. Links: 

http://money.cnn.com/2017/06/02/pf/financial-deception/index.html?iid=H_PF_News

http://money.cnn.com/pf/money-essentials-debt/index.html

In episode 59, we take time on Memorial Day to give you a financial to-do list that will keep your wealth in order. We also look at the consequences of procrastination when it comes to your wealth. Plus, learn some key tips to having more fun with less money. All of this and more on the #MoneyFactor. 

Links: 

finance-to-do-list-day-off.html?_r=1">https://www.nytimes.com/2017/05/28/smarter-living/personal-finance-to-do-list-day-off.html?_r=1

http://www.wisebread.com/7-biggest-ways-procrastination-hurts-your-finances

https://www.moneytalksnews.com/17-ways-have-more-fun-for-less-money/

In episode 58, we welcome guest host Garry Lee (@GHawkinz) to discuss the mistakes people make when planning for retirement. We cover the need for a personal relationship with a fiduciary financial advisor, remembering to course-correct & diversify, and knowing your exit strategy. Plus, we recap the Black Enterprise Entrepreneur Summit (#BESummit) in Houston and the financial gems that come from it. All of this and more on the #MoneyFactor. 

Links: 

http://www.investopedia.com/advisor-network/articles/15-mistakes-people-make-when-planning-retirement/

In episode 57, we continue our conversation about the financial foundation and the importance of protecting your assets. We start off with a timely conversation concerning the costs of prom and your senior year of high school (as a whole). We then dive into our conversation surrounding protection of life and the different aspects of life insurance. Plus, we give a little business insight for how insurance can be used.  All of this and more on the #MoneyFactor. 

Links: 

https://www.promgirl.com/prom-guide/costs

http://www.gomominc.com/senior-year-tips-budget

http://www.investopedia.com/exam-guide/cfp/taxation-business-use-of-insurance/cfp4.asp?lgl=myfinance-layout

In episode 56, we continue our conversation about the financial foundation and the importance of protecting your assets. We start with an example of expenses to send your kids to college and raising them throughout childhood to adulthood. We then give you the different types of insurance including buying term and investing the difference, whole life, universal life, and indexed universal life. We also give scenarios and explain why some of the newer options work well in conjunction with the stock market.   All of this and more on the #MoneyFactor. Links: 

http://money.cnn.com/interactive/pf/cost-of-children/?iid=SF_LN

http://money.cnn.com/2017/05/01/pf/college/how-much-does-college-cost/index.html?iid=SF_LN

In episode 55, we continue our conversation about the financial foundation and the importance of protecting your assets. We break down the different types of term insurance and some of the myths that exist with it. Plus, we give a brief synopsis of why your 401K may be shrinking right under your nose.  All of this and more on the #MoneyFactor. 

Links: 

https://www.businessinsider.com.au/how-to-lower-your-401k-fees-2017-4

In episode 54, we dive deeper into the financial foundation and the importance of protecting your assets. We give you insight as to why people don’t utilize life insurance and what the devastating effects could be. Plus, we show you how to purchase it and the method to determine the amount of life insurance coverage needed. All of this and more on the #MoneyFactor. Links: 

http://money.cnn.com/2017/04/08/pf/college/new-york-free-tuition/

NY-free-tuition-drain-students-from-11090542.php">http://www.thehour.com/news/article/Will-NY-free-tuition-drain-students-from-11090542.php

In episode 53, we dive deep into the financial foundation and the importance of protecting your assets. We breakdown the wealth formula and compare things that people normally protect vs life insurance and family-based protection. Plus, we give insight needed to compare why investing first isn’t always the best answer.   All of this and more on the #MoneyFactor. 

Links: http://www.vogue.com/article/financial-planning-101-expert-advice-learnvest

In episode 52, we welcome guest host Dawniel Winningham (@WealthSpeaker) to discuss women and wealth during financial literacy month. We cover key concepts of what it takes to be an entrepreneur and how to accumulate wealth. We also breakdown strategies to retire earlier and ways to decrease the wealth disparity between women and men.  All of this and more on the #MoneyFactor. 

Links: 

http://money.cnn.com/2017/04/07/retirement/women-finances-gender-gap/index.html?category=retiremen

http://money.cnn.com/2017/04/05/retirement/ready-to-retire/index.html?category=retirement

In episode 51, we discuss the potential loss of state-funded retirement plans. We also debut Houston Money Week’s calendar of events for increasing your financial knowledge. Plus, this is Financial Literacy Month so let’s get focused!  All of this and more on the #MoneyFactor. 

Links: 

http://money.cnn.com/2017/03/30/retirement/state-ira-senate-vote/index.html?iid=SF_LN

http://www.houstonmoneyweek.org/

In episode 50, we do a deep dive on Obamacare’s survival and how it affects everyone. We also discuss Medicare and it’s tie-in with Obamacare. Plus, we give you the 10/20 Formula for understanding your retirement needs and health protection.  All of this and more on the #MoneyFactor. 

Links: 

http://money.cnn.com/2017/03/25/news/economy/obamacare-repeal-consumers/index.html?iid=EL

http://money.cnn.com/2017/03/27/news/economy/obamacare-health-insurance/index.html?iid=hp-toplead-dom

http://money.cnn.com/2017/03/21/retirement/retirement-confidence-ebri/index.html?iid=hp-stack-dom

In episode 49, we discuss the latest interest rate increase and what it means for you. We also look at the new GOP Health Care bill and have it will negatively impact seniors and those closer to the poverty line. Plus we breakdown the benefits of going with a ROTH IRA. All of this and more on the #MoneyFactor. 

Links:

http://fortune.com/2017/03/15/fed-meeting-interest-rates-increase/

http://money.cnn.com/2017/03/13/news/economy/cbo-premiums-republican-health-care-plan/index.html?iid=hp-stack-dom

http://money.cnn.com/2017/03/16/retirement/ira-safe/index.html?iid=SF_LN

http://money.cnn.com/2017/03/17/retirement/roth-ira/index.html?iid=Lead

In episode 48, we discuss the basic principles to help boost your financial future. We look at the concepts of how to build wealth and where NOT to spend it. Also, we dive deep into the average American’s bank account and where money is placed.  All of this and more on the #MoneyFactor. Links: 

american-bank-account.html/?utm_source=zergnet.com&utm_medium=referral&utm_campaign=zergnet_1187897">http://www.cheatsheet.com/money-career/average-american-bank-account.html/?utm_source=zergnet.com&utm_medium=referral&utm_campaign=zergnet_1187897

https://www.aol.com/article/finance/2016/11/15/7-things-successful-people-never-buy/21606764/?utm_source=zergnet.com&utm_medium=referral&utm_campaign=zergnet_1298837&ncid=txtlnkusaolp00001361

http://www.theempowermag.com/financial/finances-fortune-future/

In episode 47  we welcome Derick Berry (Mr.Berry33@gmail.com">Mr.Berry33@gmail.com) to discuss the fight for financial literacy. We look at where Americans are financially and how the lack of financial education has cost us our retirement. We also discuss key concepts for getting all of us on the right financial track.  All of this and more on the #MoneyFactor. 

Links: 

http://money.cnn.com/2017/03/01/news/rich-wealthy-people/index.html?iid=SF_LN

http://www.theempowermag.com/financial/fight-financial-literacy/

http://www.theempowermag.com/financial/finances-fortune-future/

In episode 46,  we welcome Samuel Obiomon (sam@obiomoncpa.com) to get your businesses ready for tax season. We discuss the reasons for needing a CPA and what differs them from a tax preparer. Also, we discuss tax saving avenues to help your business bottom line. All of this and more on the #MoneyFactor. 

Links:

http://www.firmfinder.org/reasons-you-need-a-cpa/

a-cpa2.asp">http://www.valueyourmoney.org/need-a-cpa2.asp

In episode 45 we welcome Tamara String and Melinda Tillman with ATM Express Financial & Tax Services (http://www.atmexpressfinancial.com) to get you ready for tax season. We talk about some of the key things to look for when choosing a tax preparer and why you need one to begin with. Plus, we talk about tips and strategies to be aware of to maximize your return while avoiding an audit.   All of this and more on the #MoneyFactor. 

Links:

https://www.forbes.com/sites/kellyphillipserb/2017/01/15/10-quick-facts-about-the-upcoming-tax-season-that-you-need-to-know/#1b0ce42132ec

https://www.irs.com/articles/2016-federal-tax-rates-personal-exemptions-and-standard-deductions

http://blog.turbotax.intuit.com/tax-planning-2/6-tips-to-help-you-plan-for-next-tax-season-now-19699/

In episode 44, we discuss how couples should interact with finances. We look at a couples quiz that focuses on key examples to help avoid arguments behind bad money habits and spending. Plus, we give you 6 key tips to focus on when it comes to managing your finances as a team. All of this and more on the #MoneyFactor. 

Links: 

http://money.cnn.com/2017/02/01/pf/cfpb-fines-unirush-mastercard-rushcard-blackout/index.html?iid=SF_LN

http://www.kiplinger.com/quiz/credit/T065-S001-the-couples-and-money-quiz/

financial-planning-articles.html">https://www.key.com/html/couples-financial-planning-articles.html

In episode 43, we discuss the revenue made by the Superbowl being in Houston as well as the recovery needed for the day-to-day citizens. We look at the tax advantages of the game being in Texas and the average amount of money spent by the citizens to enjoy the festivities. Plus, we’ve got the total amount of money spent overall here in the US and a plan to recover from it.  All of this and more on the #MoneyFactor.

Links:

http://www.marketwatch.com/story/this-is-how-much-money-americans-will-spend-for-the-super-bowl-2017-02-02

http://www.forbes.com/sites/russdsouza/2017/01/22/super-bowl-51-tickets-reselling-for-average-of-5101/#4c6d45527bb0

http://ftw.usatoday.com/2017/02/super-bowl-51-taxes-texas-new-england-patriots-atlanta-falcons

http://www.houstonmatters.org/segments/segment-a/2017/01/31/a-study-that-will-predict-the-super-bowls-economic-impact-on-houston

In episode 42, we welcome NFL guest host Garrick Jones (@CommissionerGJ) to discuss Finances in the NFL. We look at the amount of money that can be made in the NFL and how that structure can cause issues with those ill-equipped to handle the surge of cash. Also, we talk about the many mistakes most players make when dealing with money and things that should be put in place to course correct this.  All of this and more on the #MoneyFactor.

Links:

http://www.getrichslowly.org/blog/2009/03/28/mo-money-mo-problems-why-pro-athletes-go-broke/

In episode 41, we discuss the plans needed for retirement. We look at the increasing age of social security and some alternatives options to extending those payments. Plus, we look at things you can incorporate into your life now to aid in that retirement plan . All of this and more on the #MoneyFactor.

Links:

http://money.cnn.com/2017/01/19/retirement/retirement-income/index.html?iid=Lead