Uncle Jim is certain Tesla stock is about to go up. He’s been right before. I mean he’s also been wrong, but only when something unpredictable happened. So, should we trust Uncle Jim knows what he’s talking about?

Well, I’m confident the average “Uncle Jim” is way too overconfident. Larry Swedroe says the biggest risk to most investors is staring them in the mirror, and I’d have to agree. 

So, how does this overconfidence manifest itself in investors, and where does it come from? Sit back as I explore the concept of self-attribution bias and how to find yourself in the Goldilocks zone of confidence where it’s not too warm, but not too cold. 

Mentions:

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing: https://amzn.to/3GsT6OH

“Men’s Honest Overconfidence May Lead to Male Domination in the C–Suite”:

https://www8.gsb.columbia.edu/newsroom/newsn/1879/mens-honest-overconfidence-may-lead-to-male-domination-in-the-csuite

“Overconfidence – Investors’ Worst Enemy” by Larry Swedroe: 

https://www.evidenceinvestor.com/overconfidence-investors-worst-enemy/

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Why is personal finance so complicated? Even worse, the Internet is full of personal finance “experts” providing short-sighted, error-prone, and outright bad financial advice. 

Sure, we all need the basic advice - investing 101, budgeting, how to avoid financial frauds. But then there’s the more complicated stuff…

• What happened at Silicon Valley Bank in March 2023? 

• Why did bonds - a supposedly safe investment - suffer losses in 2022? 

• How did the Great Financial Crisis happen - and could it happen again?! 

We all want to understand significant financial events but don't want to constantly read and watch a stream of negative news that stresses us out. 

Real topics with real implications, deserving a simple, straight forward explanation. We don’t have time to be Warren Buffett or get Economics PhDs. We shouldn’t have to! But we need to be aware of what’s going on. This stuff affects our lives. 

That’s where The Best Interest Podcast come in, hosted by me, Jesse Cramer. 

I take the important news, break it down in simple terms, and reinforce the important personal finance advice that these events should teach us.

I use everyday experiences to make personal finance accessible for the average investor. Extensive research and simple narrative makes finance both informative and enjoyable. 

By day, I work for a fiduciary wealth management firm in Rochester, NY, helping clients 1-on-1 create their long-term financial plans and investment portfolios. By night, I runs The Best Interest - nominated in 2022 for "Personal Finance Blog of the Year.” 

The Best Interest simplifies personal finance and investing to make your life easier, smarter…and a little richer, too. Come invest in knowledge with The Best Interest.

If a guy from Facebook messages you about whole life insurance more than your mom texts you, it's time to be suspicious. He may have more interest in your wallet than your well-being.

But not all insurance is bad. Insurance is meant to protect wealth, not create it, and anyone who’s crashed their car or broken their clavicle knows this to be true. 

So, what insurance is right for you? Jesse breaks down the types of personal insurance that can help protect your assets, your health and your loved ones. Oh, and he also throws shade at that guy from Facebook trying to sell you on whole life insurance. Spoiler alert: more often than not, whole life insurance isn’t optimal for you.

But Jesse’s no expert on insurance, so he brings in Broc Buckles, owner of BC Brokerage, a fee-only insurance brokerage focused on making insurance simple. Broc walks us through what kind of insurance a 25-45 year old might benefit from, what insurance is overkill, and the difference between whole life vs term life insurance. 

Follow Brock:

Website: brokerage.com/">https://www.bc-brokerage.com/

Email: brokerage.com">Broc@bc-brokerage.com

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Bank runs, collapses, and bailouts. Anyone else getting GFC PTSD? The Silicon Valley Bank collapse is the largest bank collapse since the 2008 Great Financial Crisis,, and the second largest U.S. bank collapse ever. So, why did it happen? Will this spark a larger contagion throughout the banking sector and the U.S. economy, and should everyday savers be concerned?

Jesse breaks down the larger infrastructure of the banking industry, what specific mechanics led to the failure of Silicon Valley Bank, and what might come of it in the near future.

Mentions:

Blog: https://bestinterest.blog/silicon-valley-bank-101/

It’s a Wonderful Life Bank Run: https://www.youtube.com/watch?v=iPkJH6BT7dM&t=5s

Why Warren Buffett Said No to Lehman and AIG in 2008 WSJ: https://www.youtube.com/watch?v=1QeUcfqkUzc

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

So what did Warren Buffett mean by silver tongued demagogues and slaying dragons? Jesse sits down with Rob Bradley, a fellow Berkshire Hathaway shareholder and CFP in Rochester, NY, to discuss the wealth of knowledge behind Berkshire Hathaway’s latest annual letter to shareholders. 

Buffett is widely regarded as one of the greatest investors of all time and his investing style has been studied and emulated by many investors over the years. Rob breaks down how Berkshire Hathaway has outperformed the S&P, invested in Apple as an indispensable consumer product, and poised itself to take advantage of domestic businesses based on their intrinsic value.

Quotes:

"Charlie and I are not stock pickers. We are business pickers."

"When you are told that all repurchases are harmful to shareholders or to the country or particularly beneficial to CEOs. You are listening to either an economic illiterate or a silver tongued demagogue, characters that are not mutually exclusive." 

"Successful investing takes time, discipline and patience. No matter how great the effort, some things just take time. You can't produce a baby in 1 month by getting 9 women pregnant.”

“Bitcoin was probably rat poison squared.”

"Interest rates are to financial instruments as gravity is to matter." 

Mentions:

Becky Quick, of CNBC will review questions that shareholders have submitted by e-mail and select those she believes will have the widest interest. Questions can be submitted to Becky at berkshirequestions@cnbc.com.

Berkshire Hathaway Annual Letter: https://www.berkshirehathaway.com/letters/2022ltr.pdf

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Truth be told, personal finance is simple. There’s only a small number of foundational rules and a sprinkle of middle school math involved. 

But our natural human short-comings make personal finance difficult to enact. So, how can we overcome the biases and behaviors that prevent us from successfully achieving our financial goals? 

Jesse simplifies personal finance into three basic rules: spend less than you earn, save or invest the difference, and create safety nets. It’s great to have a foundation, however, we all know the devil’s in the details, so Jesse shares analogies regarding The Leaning Tower of Pisa, a former NFL player who grew up in poverty, and Warren Buffet to illustrate the nuance of his three rules.

Mentions:

“The Easiest Money That Investors Ignore”

https://bestinterest.blog/easiest-money-investors-ignore/

“Isn’t Personal Finance Pretty Simple?!”

https://bestinterest.blog/simple/

“The Golden Rule of Personal Finance”

https://bestinterest.blog/golden-rule/

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

While the idea of living in a meritocracy is desirable, as it rewards those who do better, is it prevalent in today’s society? 

With 25% of American households making less than $30,000 a year, do billionaires really offer 200,000 times the merit than them? At what age do we start to blame the poor kid, a victim of bad luck his entire life, for his poor circumstances? Is anyone really self-made? Or does everything unfold by mere chance?

I invite Sam Dogen, The Financial Samurai, to discuss the role merit plays in the real world and how you can position yourself to achieve success.

Mentions:

Jeff Bezos and the Meritocracy Kings: https://bestinterest.blog/meritocracy/ Learn About The Financial Samurai: https://www.financialsamurai.com/about/

How to Survive the War on Merit: https://www.financialsamurai.com/how-to-survive-the-war-on-merit/

Buy This, Not That on Amazon: https://amzn.to/3Wz1G3L

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

2022 was a unique year for investors. Let’s compare last year’s bond and stock performances with historical trends to paint a bigger picture. Looking ahead to 2023 and beyond, there are reasons to be optimistic. 

Next, underneath all the snow, there’s a cold lesson that came from the unexpected events of the Buffalo blizzard. Hear Jesse’s firsthand account and the important lesson learned. 

And finally, Jesse shares 9 scientific tips to help you achieve your New Year's Resolutions, especially financial resolutions.

Mentions:

https://bestinterest.blog/2022-is-a-uniquely-bad-investing-year/

https://bestinterest.blog/making-2022-feel-much-better/

https://bestinterest.blog/9-scientific-facts-to-improve-your-finances/

https://fs.blog/everything-you-need-to-know-about-habits-the-science-of-habit-formation-and-change/

https://www.youtube.com/watch?v=Wcs2PFz5q6g&feature=emb_title

https://bestinterest.blog/buffalo-blizzard/

https://www.youtube.com/watch?v=ghYUuzhxDfs&feature=emb_title

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Big thanks to Justin Peters, from The Struggle is Real podcast, for allowing me to share this episode. A few months ago, Justin and I sat down to discuss helping young adults with their personal finances. We had a great conversation, which I want to share with you in its entirety! 

If you’re curious to learn more, check out Justin’s Show Notes below:

If you’re paying attention to your portfolio right now, you know the stock market has been on a nosedive, and if you’re anything like me, this market drop has you feeling discouraged.

I continue doing all the right things. I maxed out my IRA, I’m dollar cost averaging through my 401K, and even investing my net earnings in my brokerage account.

All of this yet I’m still seeing my net worth go backwards. I’m beginning to question if investing my money is still the right thing to do.

Well luckily my friend Jesse Cramer is here to talk me off the ledge. It could be investing for your future or changing your career path to align with your passion. Jesse reminded me that the right choice doesn't always create short-term success but over the long-run, it will.

Aside from being my personal therapist, Jesse has had a ton of success in creating his personal finance blog, The Best Interest. His writing has also been featured in CNBC, MSN, the Motley Fool, Yahoo Finance, and more.

Jesse started The Best Interest blog in 2018 when he was working as an engineer but over the last year, realizing how much passion he had for personal finance, he made a career pivot and now works for a wealth management firm.

If you are considering changing careers to align more with your passion, this will be a great episode to listen to. Jesse shares his thought process behind his decision even though it meant taking a pay cut (for now).

We get into a lot of money conversation as well including the financial order of operations, investing in the market vs investing in yourself, and a useful thought process called the success to stress ratio. From my “lost and confused” to my senior investors, this episode has something for everyone.

Key Takeaways:

- How Jesse went from being lost with finances to a personal finance blogger

- Why Jesse took a pay cut to switch careers

- Why making the right choice now will lead to success in the long-run even if in the short-term it doesn’t pay off

- Using the financial order of operation to get started investing

- Should I invest or pay off debt first? What about investing in a business?

- How to get started budgeting

- Success to stress ratio

- What Dave Ramsey got right about credit cards (absolute rules)

- Merging money with your significant other

Mentions:

Joel O’Leary on TSIR (Apple Podcasts or Spotify)

Darren Chait on TSIR (Apple Podcasts or Spotify)

More of Justin & The Struggle is Real:

Show Notes: https://justinpeters.co/thestruggleisreal/

Instagram: https://www.instagram.com/justinleepeters/

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

FTX has been dominating the news. But what’s a simple explanation of what happened? Jesse explains the sudden rise and fall of the FTX and its founder, Sam Bankman-Fried.

Jesse shares a tough honeymoon delay as a reminder: it’s important to build in margin for unexpected events, because some things are out of our control.

Social media is addictive by design. It wastes time, manipulates peoples’ views, emotions, and behavior. And that’s why quitting social media is in Jesse’s best interest.

Mentions:

6 Investing Lessons from Our Honeymoon's Terrible Start

Why I'm Quitting Social Media

More of The Best Interest:

Check out the Best Interest Blog at bestinterest.blog

Contact me at jesse@bestinterest.blog

The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

On this episode of the podcast, we discuss the hidden dangers of "analysis paralysis" in personal finance.

And we discuss the "omission vs. commission" problem in investing. Does "doing nothing" absolve you of financial responsibility? 

On this episode, we talk about rogue waves, rogue markets, and paying off debt. 

We also answer 4 cool listener questions, covering:

- credit cards

- how to invest $100K

- if current economic conditions are affecting my investing thoughts

- and my first foray into investing

This episode features thoughts on Kanye West, and detailed answers to two terrific reader/listener questions. 

A few links: 

Original Kanye article: https://bestinterest.blog/kanye-broker-than-me/

ChroniFi podcast: https://podcasts.apple.com/us/podcast/acting-in-your-own-best-interest-interview-with-jesse/id1597816029?i=1000579101148

BiggerPockets podcast: 

https://podcasts.apple.com/tr/podcast/the-almost-guaranteed-way-to-31x-your-investments/id1330225136?i=1000579159475

In this episode, we talk about:

- the college loan forgiveness program

- "gardening" vs. "dining out," and how it applies to financial planning

- a blog reader asking if they made a BIG investing mistake? 

The podcast is back! This episode covers...

- a quick (hopeful) plan for the future of the pod

- discussing "The Perfect Investor," and why they're a mythical character

- and a favor: send me your questions! 

Long time, no chat! This episode is a mixture of:

- some catch-up conversation

- a few big money topics to discuss

- my career change

- answering YOUR questions

- and a sprinkling of other random stuff

Mentioned in the episode: 

TicToc Life: https://www.tictoclife.com/

"No More Side Quests": https://thereformedbroker.com/2021/11/15/no-more-side-quests/

"Does Not Compute": https://www.collaborativefund.com/blog/does-not-compute/

Noom: https://www.noom.com/

Influence: https://amzn.to/3rus7tS

Today's episode features "Landshark," who is retiring in his 40s in 2022. We discuss his investing path to multi-millionaire status, his thoughts on retiring with two young kids, and much more. 

Landshark SNL skit: https://www.youtube.com/watch?v=p_NS2H55dxI

Today's guest is Purple, of the famous A Purple Life blog. We discuss retiring at 30, fun lessons from Year 1 of retirement, and share plenty of jokes about birds, passwords, and good books. 

If you want to reach Purple, check out https://apurplelife.com/

This episode features The FI Couple - a young husband and wife from upstate New York who are utilizing real estate to reach financial independance. 

Find the FI Couple:

On Instagram: https://www.instagram.com/theficouple/?hl=en

On Twitter: https://twitter.com/theficouple?lang=en

On their website: https://www.theficouple.com/

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Michelle Jackson is an entrepreneur involved in various forms of financial media and non-financial media. Plus, she's super funny and entertaining. 

Get ahold of Michelle at: https://michelleismoneyhungry.com/connect-with-michelle/

Listen to Michelle discuss personal finance with a sex worker: https://podcasts.apple.com/us/podcast/making-money-online-as-a-sex-worker-a/id1142053967?i=1000530725647

Listen to Jesse and Michelle discuss Bitcoin: https://michelleismoneyhungry.com/what-is-bitcoin/

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Today's guest is Money Jrod, a man whose simple-but-effective financial tactics allowed him to defeat debt and start his path to financial freedom. 

Jrod on Twitter: https://twitter.com/MoneyJrod

Jrod's free ebook: https://jrodbudgeting.gumroad.com/l/oaKXv

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Rules - are they meant to be broken?

This episode looks at financial rules.

Should we follow them at all costs? Is it ok to break them? Who makes these rules, anyway?

This episode is based on an article written on The Best Interest blog:

https://bestinterest.blog/rules/

Kolin a.k.a. Decade Investor shares the ideas that have garnered him tens of thousands of followers and students at the young age of 23! 

Twitter: https://twitter.com/DecadeInvestor

Insta: https://www.instagram.com/decadeinvestor/?hl=en

YouTube: https://www.youtube.com/channel/UC3dKixSDvctXjUhPcCj9vug

Website: https://decadeinvestor.com/

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Episode 30 features "Dividend Hero," a 23-year old investor with a 20K+ social media following. 'Hero' guides us through some of his favorite stock picks, as well as general thoughts about being a young investor. 

Dividend Hero's Twitter: https://twitter.com/HeroDividend

Article on Bayesian analysis: https://bestinterest.blog/results-oriented-thinking/#Bayesian_Analysis

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

This week on our Twitter Spaces, the listeners write and call in to ask us anything, and we reply live on air. 

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

Sean, a.k.a. the FI Squirrel, might be the BEST guest yet on The Best Interest Podcast. I loved this conversation so much, as we traverse his financial knowledge and experience. 

Whether you're just getting started or an experienced investor - you'll love his genuine thoughts, his helpful wisdom, and his willingness to help others. 

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

FI Squirrel Twitter: https://twitter.com/FI_Squirrel

This week on our Twitter Spaces, we spoke about real estate investing. Show notes:

Shadow's book: https://shadowskaggs.gumroad.com/l/rentingrural

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

Adam Shoup freely shares his debt story, and that openness has earned him thousands of fans. On this episode, Adam tells us how he fell into debt...but also how he crawled back out (with help from his wonderful wife - it's a team effort!). Tons of great lessons to learn from Adam's experience. 

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Adam's Twitter: https://twitter.com/AdamShoup

Adam's Facebook group: https://www.facebook.com/groups/374211647647562

This week on our Twitter Spaces, we spoke about the cost of college. What do the financial numbers say about college's long-term benefits? 

Show notes:

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

This episode features "The Art of Purpose," an online content creator who recently reach financial independance. 

We discuss:

• Online content creation
• Financial independance
• The public school system
• The psychology of money
• And even classical music :) 

Links:

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

AOP's Twitter: https://twitter.com/creation247

The Create 24/7 Course: https://gumroad.com/a/235476083/oHCQf

The MasterClass: https://creation247.gumroad.com/l/masterclass247

Jesse's contact:

Jesse@bestinterest.blog

https://bestinterest.blog

https://twitter.com/BestInterest_JC

This week on our Twitter Spaces, we had a car talk - all about the finances of cars. 

Show notes:

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

Dave Ramsey article: https://bestinterest.blog/rules/

Car cost article: https://bestinterest.blog/cost-of-car-ownership/

Sean Cranston is a two-time father and two-time author of books about investing. In this episode, we discuss his growth from "wandering" through life to owning a half-million dollar portfolio by age 30. 

This episode is sponsored by Personal Capital. 

Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

This week on our Twitter Spaces, we take on Bitcoin.

Is it the future? Or a fad?

Show notes:

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

Article on "buying the dip" with Bitcoin: https://bestinterest.blog/buy-the-dip-for-bitcoin/

On Episode 20 of The Best Interest Podcast, we welcome Brennan Schlagbaum, the "Budgetdog"

We discuss:

- How "Budgetdog" started and how the 2008 financial crisis influenced Brennan's financial stance

- The infamous "mortgage vs. investing" debate

- Investing in yourself 

Find Brennan:

Twitter: https://twitter.com/budgetdog_

Instagram: https://www.instagram.com/budgetdog/?hl=en

Find Jesse:

The Best Interest https://bestinterest.blog

Twitter: https://twitter.com/BestInterest_JC

This week on our Twitter Spaces, we take on the classic "Roth vs. Traditional" question.

Should you pay taxes NOW? Or wait to pay them LATER?

And this episode even includes some very entertaining trolls :) 

Show notes:

Dave - @UncommonYield

Roger - @UpshotWealth

Brandon - @RinkydooFinance

Adam - @AdamShoup

Andy - @OhHaiAndy

Shadow - @ShadowRents

Jesse - @BestInterest_JC

Tax bracket article: https://bestinterest.blog/how-tax-brackets-work/

New content here, guys. 

Every Sunday night, a group of 7 of us financial educators are hopping onto Twitter Spaces, which is a new Twitter feature that allows audio chatrooms. 

Each week, we’re tackling a different topic, drawing on our various experiences on knowledge sets. We’re calling this show - Up and to the Right. The direction of growth, be it personal or financial. We’re recording these sessions and I’ll be posting them here. 

The topic for this first week - if you have a mortgage, should you try to pay it down early? Or should you take those extra funds and invest them? 

Thanks for listening, come check us out next Sunday night on Twitter. And as always, an investment in knowledge pays the Best Interest.

In Episode 17, we talk all things inflation. 

- What is it?

- How does it happen?

- Should you be worried?

- And what you can do to fight it?

Here's the original article from The Best Interest:

https://bestinterest.blog/what-is-inflation/

Steve Adcock retired at age 35, and has been helping others purse similar goals ever since. 

On this episode, we discuss:

• Steve's FIRE journey
• Planning for happiness in retirement
• Steve's precise finances and investment choices
• And much more

If you want to hear more from Steve...

• His Twitter, @SteveOnSpeed
• His current site, SteveAdcock.us
• His former site, ThinkSaveRetire
• And his recent video on CNBC

I'm joined by "Your Friend Andy," who runs a terrific YouTube channel about personal finance and investing. Andy and I discuss:

- finding his financial footing 

- transitioning from 9-5 to entrepreneurship

- shared experiences in content creation

- and Bitcoin!

You can reach Andy on Twitter: @ohhaiandy and YouTube: 

https://www.youtube.com/channel/UC4fMxirqCcPGOe6E3YdSFXQ

Best Interest article about Bitcoin: 

https://bestinterest.blog/explaining-bitcoin-in-simple-terms/

And we're back! After a three-week delay, this episode of the Best Interest Podcast takes a deep dive into all the GameStop drama that's occurred over the past few months. 

The blog post: https://bestinterest.blog/gamestop-short-squeeze/

Fiona ("The Millennial Money Woman") is a professional financial planner-turned-blogger whose mission is to provide financial literacy to the masses.

Kat Rucker is a personal finance blogger, geographic arbitrager, and owner of Rucker Sales Consulting, a B2B and B2C consulting firm out of Phnom Pehn, Cambodia. 

Kat's business: katrucker.com

Kat's blog: cash4kat.com

Kat's Twitter: @Cash4Kat

On Episode 11 of the Best Interest Podcast, I interview Justin Nacpil. Justin is the voice behind the Road To Wealth podcast. 

We talk about how Justin's thoughts on money have changes since having two young kids. We talk about the way we met---through Money Twitter---and the interesting things we learn from that community. And we take deep dives down a few interesting sidebars that I think you'll enjoy. 

Find Justin on Twitter (@RoadtoWealthPod) and Instagram (@RoadToWealthPodcast). You can find Road to Wealth on all common podcast apps. 

This episode is a *terrific* interview with personal finance writer, investor, and Twitter powerhouse Brandon-Richard Austin a.k.a Rinkydoo Finance

Brandon writes at RinkydooFinance.com and Tweets from the account @RinkydooFinance (https://twitter.com/rinkydoofinance)

Books we discussed today:

I Will Teach You To Be Rich: https://amzn.to/2Q1xaDn

Never Split the Difference: https://amzn.to/3daDgKs

In Episode 9, we talk about the biggest lessons from COVID 19. It applies to personal finance, running a business, and even taking a walk in the woods. 

And we answer a listener question about "the biggest one thing" we'd suggest a personal finance rookie to focus on. 

https://bestinterest.blog/budget-basics/

https://bestinterest.blog/biggest-lesson/

In Episode 8, I read from my recent article "31 Lessons in 31 Years." And I answer a listener question about Roth accounts vs. Traditional accounts and a question about pesky investing fees. 

(P.S. - sorry about Sadie's jingle noises!) 

31 Lessons in 31 Years---https://bestinterest.blog/lessons/

A Lot Can Change in Ten Years---https://bestinterest.blog/change-in-ten-years/

On 6-year old luck of the draw---https://bestinterest.blog/meritocracy/

This is Water -- https://bestinterest.blog/lessons/#27_This_is_Water

A Bimodal Mindset - https://bestinterest.blog/bimodal-spending/

Today's episode is an entertaining and informative conversation with "5 AM" Joel of 5amJoel.com and BudgetsAreSexy.com

Link to 5AM Joel’s site: https://5amjoel.com/

Link to Budgets Are Sexy: https://www.budgetsaresexy.com/a-dogs-guide-to-personal-finance-%F0%9F%90%95/

Link about GameStop Short Squeeze Q&A: https://bestinterest.blog/gamestop-short-squeeze/

We start Episode 6 by talking about the future. Is the outlook optimistic or pessimistic? Will the world be better or worse? Will our investments go up or down? 

And then we answer a listener question (from Spain!) about NFTs, or non-fungible tokens. 

Links mentioned:

The Compound Show about "redlining"

Investing at All-Time Highs

Mr Market

We break down Warren Buffett's annual letter to the Berkshire Hathaway shareholders. How does the "Oracle of Omaha" address his co-owners?

And then we get a great question from Chris & Jenni at TicTocLife. If you're saving up for a near-term goal, should you try to invest that money? 

The Best Interest Patreon: https://www.patreon.com/bestinterest

Berkshire Hathaway Shareholder Letter: https://www.berkshirehathaway.com/letters/2020ltr.pdf

Chris & Jenni at TicTocLife: 

https://www.tictoclife.com/

The market drops 2% and people clamor, "Buy the dip!"

Let's talk about how dumb that is.

And then let's discuss Michael Burry's opinion that the U.S. is about the face an inflation crisis comparative to 1920's Weimar Germany. Yikes. 

Mentioned in this episode:

"Priced in" - https://bestinterest.blog/priced-in/

"The CoronaViral Stock Market" - https://bestinterest.blog/stock-market-coronavirus/

Viral Stock Market Strategies - https://bestinterest.blog/stock-market-strategies/

A Random Walk Down Wall Street, by Burton Malkiel

Note--Affiliate Link:  https://amzn.to/3uH5Fys

On Episode 3 of the Best Interest Podcast, we discuss personal finance unknowns. Sudden expenses, 'black swans,' and what we can do to save ourselves from trouble. 

https://bestinterest.blog/personal-finance-unknowns/

I also answer an interesting question about CAPM--the Capital Asset Pricing Model. Cool stuff! 

How can a windy lake teach us about long-term investing? 

And I answer listener questions about my first investment, about bonds, and about the "flat earth" conspiracy. How fun!

Hi world! Welcome to episode 1 of the Best Interest podcast.

Today we talk about improving your finances and we talk about gold! Trust me, those two topics aren't very related.

Here are a bunch of stuff I mentioned in this episode:

My Twitter: BestInterest_JC My email: Jesse@bestinterest.blog

The Financial Order of Operations: https://bestinterest.blog/free-downloads/

The Fulfillment Curve: https://bestinterest.blog/the-fulfillment-curve/

Net Worth Targets By Age: https://bestinterest.blog/net-worth-targets-by-age/

Subscribe to the blog!: https://bestinterest.blog/subscribe/