Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.
Laura answers a listener’s question about ten smart moves to make now if you have a little or a lot of extra money.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/what-should-i-do-with-extra-money-right-now">Simplecast.
Laura reviews seven changes to various tax-advantaged accounts starting in 2025 that can help you pay less tax and save more money.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/7-saving-and-retirement-rule-changes-for-2025">Simplecast.
Should I Take an IRA Withdrawal to Pay Off My Car?
00:12:40
Laura answers a listener’s question and reviews the rules and updated penalty exceptions for traditional IRA withdrawals.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/should-i-take-an-ira-withdrawal-to-pay-off-my-car">Simplecast.
How to Get Benefits and a Health Plan as a Solo Business Owner
00:38:52
Laura discusses affordable health plans and benefits for freelancers and solo business owners. Joined by Tom Morrissey from Healthy Business Group and Rafael Espinal from the Freelancers Union, they cover tips for accessing support and choosing the right coverage as an independent worker.
Laura answers a listener question about the Roth IRA conversation strategy and how it could be used to retire early.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/should-i-create-a-roth-ira-conversion-ladder">Simplecast.
6 Required Minimum Distribution (RMD) Retirement Rules You Should Know
00:12:25
Laura reviews six RMD rules you should know and factor into your retirement planning.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/6-required-minimum-distribution-rmd-retirement-rules-you-should-know">Simplecast.
What Types of Income Qualify for an IRA Contribution?
00:13:23
Laura answers a listener's question about who can contribute to an individual retirement account or IRA based on your income.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/what-types-of-income-qualify-for-an-ira-contribution">Simplecast.
Pros and Cons of a Home Equity Line of Credit (HELOC)
00:14:43
Laura reviews what a HELOC is, who qualifies for one, how you can spend it, and the benefits and downsides to consider.
Money Girl is hosted by Laura Adams. A transcript is available at girl.simplecast.com/episodes/pros-and-cons-of-a-home-equity-line-of-credit-heloc">Simplecast.