Imagine listening in on these raw, unfiltered conversations with real couples…
One partner is in $300,000 in debt, but shrugs it off. The other cries at night, anxious about the future.
A couple that’s so worried about money, they never feel they’ll have enough. When they eat out, they order chicken instead of steak to save $10. Their household income: $600,000.
Two parents who feel overwhelmed by work, kids, and debt. When I ask them how they’d describe their lives, they instantly say the same word: “Stuck.”
Ramit Sethi asks the questions we wish we all could ask, presenting a totally different philosophy on money:
• Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t.
• Ask $30,000 questions, not $3 questions.
• A Rich Life is more than math -- it’s mastering your money psychology.
From the author of the bestselling book, ‘I Will Teach You To Be Rich,’ learn how money psychology affects these couples… and how to create your own Rich Life.
91 Available Episodes (91 Total)Average duration: 01:01:20
Mar 28, 2023
88. “We own 7 properties. Why can't we pay for groceries?”
01:01:33
Natalie and Travis are in their 40s, living in SoCal with their four kids. Travis is a career military man, imprinting him with some pretty understandable tendencies toward conservatism with money. He’s saved and invested heavily for decades, but it’s left him without the muscle memory to enjoy what he’s built.
87. “We’re in $400,000 of debt, but we can’t say no to our kids”
01:27:32
Kenna and Ryan are 36 and 45. Up until recently, Ryan worked and Kenna stayed home with their kids. Now, with that earning dynamic flipped, they’re facing new challenges with how they spend and save—especially when it comes to their children.
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86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”
01:26:45
Darby and Kirsty, 27 and 25, are professional YouTubers. While Kirsty’s art tutorial channel explodes in profitability, Darby’s efforts lag behind in viewership and earnings, creating a stark contrast in their money dynamic. He feels he doesn’t deserve comfort. She waits for her success to vanish.
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85. “I thought she was going to die, so we spent all our money. Now we’re broke”
01:31:36
Asha and Matt are in their mid 30s. They bring a totally unique situation to the show today. A few years ago, Asha needed a second open-heart surgery—and an emergency appendectomy. She was told she might have three years left, so they spent like it. The issue? She made a full recovery.
This episode is brought to you by:
LMNT | Right now LMNT is offering my listeners a free sample pack with any purchase. That’s 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a salty friend. Get yours at DrinkLMNT.com/RAMIT.
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84. “We spend 98% of what we make—but we refuse to change our lifestyle”
01:29:21
Kristine is 32 and Thomas is 35. They’re raising three children in the Midwest. They love their jobs, are happy with their incomes, and just upgraded to a third, much larger, home. Everything is good–except that they’re going broke. With astronomical fixed costs, something’s got to give.
This episode is brought to you by:
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83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”
01:24:09
Megan and Nyles are in their twenties and on a great trajectory with their money. She graduates from law school this year—sending her income from $0 to $215,000 overnight. But they’re both haunted by childhoods spent in poverty, leading to toxic scripts and trust issues.
LMNT | Right now LMNT is offering my listeners a free sample pack with any purchase. That’s 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a salty friend. Get yours at DrinkLMNT.com/RAMIT.
Sakara | Sakara is offering our listeners 20% off their first order when they go to Sakara.com/RAMIT or enter code RAMIT at checkout.
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”
01:25:06
Melody and David are 39 and 45. They manage a picturesque multi-unit property which creates a unique money dynamic. David works as the property manager and has his own side business, but doesn’t pay attention to whether or not he’s making money, leaving Melody with a heavy burden.
81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)
01:11:12
In part two of our revealing conversation with Sarah and Kevin, we offer solutions for their serious debt accumulation problem and grapple with the hard truth about their biggest non-negotiable expense: $55k a year for their three daughters’ private school tuition.
LMNT | Right now LMNT is offering my listeners a free sample pack with any purchase, that’s 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a salty friend. Get yours at DrinkLMNT.com/RAMIT.
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)
01:02:37
Sarah and Kevin are 38 and 42. They sold their home to pay off $130k in debt, only to dig themselves another $55k hole, six months later. Sarah is worried that if she doesn’t stop her credit card spending, Kevin will ask for a divorce. We need two episodes to untangle their complicated situation.
79. “We’re worth $700,000+ but my wife took away my credit card”
01:12:43
Kirsten and Jon are both 34, raising two young boys in Canada. Kirsten, an engineer, is all about problems and solutions, going as far as "parenting" Jon when he overspends. Jon avoids money talk like the plague, even giving up his use of the joint credit card to avoid further static at home.