Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a leak in your roof and needed to put the repairs on your credit cards. You went shopping to feel better about yourself. It’s not a crime. Leslie Tayne, a leading New York financial attorney and Founder and Managing Director of Tayne Law Group, says that debt is never a death sentence, contrary to what some will have you believe. This is your masterclass in debt, and this conversation will load you with useful tips and leave you feeling much better about debt in general. In this episode, you will walk away with everything you need to reframe, pay off, and create healthy habits around debt. Leslie and I talk about: What your rights are re: debt collectors (what they can/can’t do) What debt negotiation and settlement options exist (and how it all works) How certain life changes affect debt (loved ones passing, divorce)  How to pay off your debt Links Tayne Law Group Leslie on Instagram SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a leak in your roof and needed to put the repairs on your credit cards. You went shopping to feel better about yourself. It’s not a crime. Leslie Tayne, a leading New York financial attorney and Founder and Managing Director of Tayne Law Group, says that debt is never a death sentence, contrary to what some will have you believe. This is your masterclass in debt, and this conversation will load you with useful tips and leave you feeling much better about debt in general. In this episode, you will walk away with everything you need to reframe, pay off, and create healthy habits around debt. Leslie and I talk about: What your rights are re: debt collectors (what they can/can’t do) What debt negotiation and settlement options exist (and how it all works) How certain life changes affect debt (loved ones passing, divorce)  How to pay off your debt Links Tayne Law Group Leslie on Instagram SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices