Today, Joe and OG are answering YOUR questions, and man do we have some good ones. They explain deflation in more detail, dive into dollar cost averaging, talk about shifting your investment allocation, and talk about the importance of keeping your accounts safe online. In our headline segment, we talk to Ken Tumin from MagnifyMoney about their recent saving index survey. Are Americans saving more or less now than they did a year ago? What age group is saving the most? Ken will share the results. We'll also throw out the Haven Life line to Dan who has a question about his employee stock purchase plan (ESPP). And of course, Doug will share his trivia. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices