Ayelet Sheffey, a Business Insider reporter graduated from American University in 2020 with a Bachelor of Arts degree in Journalism. She covers student-debt reform and related policies, along with federal spending surrounding legislation in Congress, like climate change and unemployment. She is based in Washington, D.C., and can be reached at asheffey@insider.com. She wrote about Veterans being misled into taking out student loans they don't need or want. She explains to host Jim Fausone the recent Federal Student Aid warnings to Veterans and the recent Biden Administration announcements delaying the student loan repayment date to August 31, 2022, and the "fresh start" of defaulted student loans for 8 million people.