Well, it’s almost Valentine's Day, and the smell of overpriced flowers and chocolate is in the air! If you’re in a relationship, you know it can be a challenge to know what to do every year in order to celebrate accordingly. For some, Valentine’s Day is an elaborate date night out on the town, a trip to the spa, or going to see a movie; for others, it’s a total afterthought. If you’re stuck on what to do this year, no sweat. Carla’s got your back and is hopping on the mic this week to give you the ultimate, risqué conversation starter this V-day: money. After being in a long-term relationship herself, Carla knows better than anyone how crucial an open dialogue about money is to the health and success of any partnership. So whip out that notepad, crack that bottle of vino, and dive into the ten most juicy and essential financial questions you should be addressing with your partner. It’s time to "talk about money, baby; let’s talk about you and me!".    Today’s topics include:    How to address long-term financial goals as a couple   Why it’s essential to set up a retirement plan  Monthly budgeting as a couple and how to approach it    The importance of emergency savings and why it’s beyond necessary    Addressing debt and creating a payoff plan as a unified partnership   Best practices for dividing and conquering financial responsibilities in a relationship    Opening a dialogue about living situations and solidifying a long-term plan of attack   Education savings and opening the conversation about your children’s future   Creating an investment strategy as a team and breaking down your short, medium, and long-term goals   Preparing for unexpected financial setbacks and expenses in a partnership      Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are