The holidays are always a time of big spending. Retailers are excited to have you back in stores shopping. It’s estimated that U.S. consumers will spend up to 9% more this holiday period compared to 2020, when consumers spent a total of $1.2 trillion during the key shopping period between November and the end of the year, according to a forecast from Deloitte. You need some tips to help you get your money ready for the holidays so you can roll into 2022 feeling good. Links Money Flow Workbook - Freebie How to Furniture Flip and Side Hustle Your Way to an Extra $500 8 Small and Affordable Money Steps to Make Right Now How to Survive the Holidays Debt Free Episode Sponsors Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices