Financial literacy is a big word that means very different things to different people. Do personal finance courses or credit cards for kids actually teach usable long-term solutions? Gaby delves into the research on the topics. They then interview Sara Lohse, director of marketing for BFG Financial Advisors, about how she became more financially literate. She shares her tips and advice for those just starting their journey. This episode's second guest is writer Jenny Yang, who is the financially literate friend. You either are her or you wish you were.  For a transcript of the show visit: https://bit.ly/BWME9S5Transcript Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Follow Sara Lohse on Instagram and Twitter: @_SaraLohse Follow Jenny Yang on all things: @JennyYangTV Bad with Money is produced and edited by Lindsey Floyd. It is sound engineered and mixed by Lindsey Floyd. The Executive Producer is Lindsey Floyd. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy