As had long been telegraphed, Ukraine’s top general Valery Zaluzhny is now out; Oleksandr Syrsky is in. That marks a new phase in the war, and an opportunity for President Volodymyr Zelensky to reframe its terms. American car-insurance costs are skyrocketing—but, perversely, they are probably still too low (9:43). And the bonkers conspiracy theories involving the Super Bowl and Taylor Swift (15:03).

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