Some call it the pensions time-bomb. In the private sector, under 40% of workers are covered by a pension. As our workforce ages, the problem of retirees lacking the funds they need will grow and grow. Most agree that the planned introduction of auto-enrolment, whereby workers automatically contribute to their own pension, is a good idea. But beyond that, there is much disagreement on how it should be implemented. Should it be mandatory or opt-out? Privately or publicly run? And should it replace or supplement the state pension? To debate this critically important topic, Ciarán Hancock was joined by Irish Life CEO David Harney, Dr Laura Bambrick of the Irish Congress of Trade Unions and Irish Times columnist Chris Johns. The podcast was recorded in front of a live audience at the Irish Life Building.

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