Undoubtedly, the holidays will be very different this year. After grieving the inability to spend time with loved ones last year, there is more pressure than ever to go all out for Christmas. With all that spending comes a whole lot of stress, mental overload, and exhaustion. But what if there were tools to avoid Blue Monday and create a budget-friendly Christmas? Carla is joined by Canadian content creator, Libby Ward of Diary of an Honest Mom, to share some comforting advice to help manage holiday expectations and create traditions that make sense for your family. The goal is to look inward instead of outward this year and let go of the urge to compare because Christmas is whatever YOU make it.     Today’s topics include:  Tools to stay on budget over the holidays  Tips to even the spending playing field over Christmas  Strategies to relieve the mental load and pressures on mothers this holiday season  Ways to avoid Blue Monday and the horrible January shopping hangover  Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.     Find out more about Libby here:   The Honest Mom (Libby) (@diaryofanhonestmom) • Instagram photos and videos   Breaking Cycles of Generational Trauma – Diary of an Honest Mom   The Honest Mom (@diaryofanhonestmom) TikTok | Watch The Honest Mom's Newest TikTok Videos  --