In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. " Links If you enjoyed this episode, check out a few other goal related episodes below. The Secret to Finding Joy in Saving Money Set Your Money Intentions Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney.  Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, success story, or comment, submit it here https://www.mmoneypodcast.com    Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame  Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices