If you thought financial scams only happened to older people, I need you to listen to this episode. Financial scams like identity theft and fraud are happening to everyone and scamming people like you out of a lot of money. Did you know that investing scams were the #1 type of scam last year, and cryptocurrency was at the core of many of these investing scams? As our guest Sean Pyles, host of NerdWallet’s Smart Money podcast, said in the intro, “Scammers play on our emotions and make us feel like we’re in a very desperate situation.” Okay, how do you set yourself up to avoid as many scams as possible? Sean shares seriously eye-opening advice in this episode, including why you and your loved ones need a safe word. We also dive into why most financial scams aren’t reported; I give you a hint: it has a lot to do with the role of shame in our relationship with money. I know it’s never fun to talk about financial scams, but honestly, this is a juicy episode you must share with everyone you know. When you’re done listening, head over to the Smart Money podcast and check out their four-part series on financial scams. Links NerdWallet's Smart Money podcast Smart Money podcast - Things You Can Do to Protect Yourself From Identity Theft episode NerdWallet's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices