Private car parks and what should you do if you get a Penalty Charge Notice from a private car park company? Nearly half of Northern Ireland students aren't being taught the basics of money management according to a survey by the London Institute of Banking. We hear from local young people who want to know more. We find out about Money Talks - a new free service offering debt and money advice from Advice NI. And the Northern Ireland Human Rights Commissioner Les Allamby says child poverty is up by 8% according to recent research, and that 1 in 3 children here could be living in poverty within the next few years and he joins us live in studio Write to: OYB BBC Ormeau Avenue BELFAST BT 2 8 HQ Listener Line: 02890 338314 e-mail via the website: www.bbc.co.uk/oyb