Ready to get your financial life together (#GYFLT)? Erin Lowry, creator of BrokeMillennial.com and author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together is here to help! Broke Millennial, the book, is a step-by-step guide on how to go from flat-broke to financial badass. Unlike most personal finance books, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Erin goes beyond the basics to tackle tricky money matters and situations we all face #IRL.

Broke Millennial, the author, joins us for a multi-faceted conversation covering everything from career and salary negotiations to the financial experience she gained from infamous "Krispy Kreme Incident" that forever changed young Erin and set in motion a lifetime of personal discipline & financial expertise starting at age 7. On this entertaining show we discuss:

• How to successfully transition from the paycheck-to-paycheck lifestyle to establishing your own personal brand and entrepreneurial business
• The income, health care considerations and mental prep you should consider that allowed Erin to quit her day job making less than the U.S. average median income while still saving over 12-months of living expenses in one of the most expensive cities in the country
• The pros and cons of self-publishing versus traditional publishing, as well as a chapter by chapter breakdown of Broke Millennial covering the work, money, and career advice you need to know
• Steps you can take today to "treat your money with respect," immediately cutting out unnecessary fees and expenses, so you can start controlling your money instead of letting your money control you to live the life you want and deserve

Exclusive to Paychecks & Balances listeners, if you purchase Broke Millennial and email Erin proof-of-receipt at info@brokemillennial.com with the subject line "Paychecks & Balances", she will send you a free unreleased bonus chapter!

ASK PB:

This week's listener question:

Firstly I'd like to say thank you for this podcast, it's been so informative for me. My question is, how do you resist the impulse to buy?

Have a career or personal finance question you need answered? Just click the ASK P&B button!

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References

• Erin Lowry
  • Twitter: @BrokeMillennial
  • Instagram: BrokeMillennialBlog
  • Facebook: BrokeMillennial
  • Website: BrokeMillennial.com
  • The Book - Broke Millennial: Stop Scraping By and Get Your Financial Life Together
• Career and Salary Negotiations
  • Salary.com