It's cold out. Dr. Sunil Mehta, Chief of Emergency Medicine fro Grey Bruce Health Services talks about the signs and symptoms of frostbite; Charlsie Agro of Marketplace discusses their report on the high high interest rates that can be charged at so-called payday loan companies; A report from the Registered Practical Nurses Association of Ontario has found that nearly three-quarters of Ontario nurses have reached a breaking point during the pandemic. We hear from two nurses, Sara Fung and Amy Varley, who host a podcast 'The Gritty Nurse'; Kim Blackwell the managing artistic director at 4th Line Theatre talks about some of the alternative programming they are creating while they are unable to entertain audiences in person; Marianne Gutowsky recounts how she and her 10-year old son Max fell through the ice on Lake Couchiching; Dr. Paul Roumeliotis, the Medical Officer of Health for Eastern Ontario, makes the case for keeping kids in school through what would normally be the March break; Anthony D.P. Mann has just launched an online contest, inviting children to design the villain for his new film "Bug-Eyed Monsters Invade the Earth!".