Imagine growing up in a neighborhood where everyone is on government assistance, and still pulling yourself up onto your feet enough to attend one of the most prestigious colleges in the USA...only to find yourself deep in credit card debt and struggling. That's a small sliver of Yanely Espinal's story (you may know her as Miss Be Helpful on YouTube). She joins us today to help you figure out how to pay down debt, fix your credit, but most of all, to just get started. In our headline segment, Wells Fargo (that bad-boy bank out west) is in the news again, and NOT for a good reason. We'll share why AND what you should consider doing with your money if you're with one of the big banks. We'll talk credit unions, online banks, and the world of FinTech to help you make a swap to more friendly shores. Of course, we'll also throw out the Haven Lifeline to a Stacker in need AND challenge you with Doug's Miss Helpful trivia. Remember the Miss Helpful books? They made TONS of Benjamins for the author AND helped people to be a little kinder to each other. Show Rundown: Open/Introductions Headline - Wells Fargo Executive Paying a HUGE Fine Doug's Trivia Featured Guest - Miss Be Helpful, Yanely Espinal Haven Lifeline - Help a Stacker with their money Community Calendar/What We Learned Today FULL SHOW NOTES: https://www.stackingbenjamins.com/personal-finance-education-yanely-espinal-1336 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices