Student loan borrowers in the U.S. collectively owe $1.5 trillion. And less than 16 percent of U.S. students are required to take a personal finance course to graduate high school.How are we preparing young people to be smart consumers? And why isn't financial literacy a standard in our schools?We discussed as part of our week of listener-selected show topics.Want to support 1A? Give to your local public radio station and subscribe to our podcast. Have questions? Find us on Twitter @1a.