The Cover 3 crew talks teams that could disappoint, the playoff, Big Ten schedules and more. First, a live listener question on the expectations for Florida State and Miami in 2023 (1:06) then some discussion on the future of the College Football Playoff in the wake of executive director Bill Hancock announcing his retirement plans (3:20). Then it's on to more mailbag questions, including the worst Power Five team this season (10:04), teams that won't live up to the hype (16:00), the potential for Kansas State, or a similar program, to win a national championship in the expanded playoff era (38:30) and whether it is better to have Michigan or Penn State's Big Ten schedule when the conference expands in 2024 (52:25). Cover 3 is available on Apple Podcasts, Spotify, Stitcher, Google Podcasts, Castbox and wherever else you listen to podcasts.  Get 20% off Cover 3 merch in the CBS Sports Store:  https://store.cbssports.com/collections/cover-3?utm_source=podcast-apple-com&utm_medium=web&utm_campaign=buy-our-merch&utm_content=cover-3-collection Watch Cover 3 on YouTube: https://www.youtube.com/cover3 Follow our hosts on Twitter: @Chip_Patterson, @TomFornelli, @DannyKanell, @BudElliott3 For more college football coverage from CBS Sports, visit https://www.cbssports.com/college-football/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices