This week, a teacher writes in to talk about state pensions and low interest rates. A fossil fuels activist provides links and information for why fossil fuel subsidies are so destructive. The discord gives some advice about covered calls and short puts that leads me to a rant about how you need tons of money to make tons of money. Boy, did I have some thoughts on that! Then, a long voicemail about fossil fuels and bitcoin, which leads to me responding to criticism of Bad With Money on Apple reviews and Instagram. And finally, a voicemail about a queer teacher creating a safe space for gay students despite homophobic legislation.  Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! For a full transcript of this episode, visit: https://bit.ly/3KQwQig Bad with Money is produced, edited, sound engineered and mixed by Elif Geris. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy