Ken Coleman & George Kamel answer your questions and discuss:  Why you should never take out a 401(k) loan as a down payment for a house, from the blog: What Is a 401(k) Loan? And How Does It Work? "Should I feel guilty for not wanting to combine finances with my future wife?"  from the blog: How to Combine Finances as Newlyweds How to budget on irregular income, from the blog: How to Budget With an Irregular Income The core of your life, work, relationships, and finances comes down to your mindset, Why buying a camper to live in full time is a bad option to solving your money problems, "Should I file bankruptcy to get rid of $200,000 of debt?" from the blog: 6 Steps to Avoid Bankruptcy How to make a career change without going into debt, from the blog: How to Make a Career Change Midlife Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today! www.everydollar.com/george Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy