Joe Bayen is CEO at Grow Credit. Over the past decade, Joe has specialized in underwriting, credit score improvement, user acquisition, and
monetization.Grow Credit helps consumers establish or build credit using a MasterCard designed to exclusively process subscription payments. The platform enables consumers with thin credit or no credit files to seamlessly establish a credit history using a Netflix, Pandora, or Xbox live
account.Joe previously founded at ICS Mobile Inc, the developer behind Free App A Day, a mobile application marketing platform with 12M users worldwide that was bootstrapped to $18.3M in total revenue. Notable clients included Disney, Electronic Arts, Groupon, and
Kabam.Sponsors:Otter Labs
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