Amenities at apartment buildings are for the brochure and tours. They aren't the living experience. Job offers are the same. Look closer. Ask questions. Forget the flower beds and the business center: ask for a bigger, nicer unit with a view. This is a metaphor for your job offer.

Did you know that $7.7 billion in 401k funds was abandoned or forgotten by Americans in 2015? Yikes. Don't be part of that statistic.

Base salary is really important. Advocate for yourself. Negotiate. Get paid. Your future depends on it. Incremental changes to base when you're young compound into a huge difference in your eventual assets over time.

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