Today’s guest is Mario Stumpo, Founder and Director of the Yanda Protocol. Yanda is the all-in-one solution for cryptocurrency trading. Yanda allows you to manage all your funds from one terminal, and makes automated trading simple and accessible to all. Yanda platform allows you to create and customize your own trading bot, as well as helping optimize your trading through free forecasting and analytics tools. Additionally, Yanda services include: automated trading (PATS), portfolio management, arbitrage and social trading. Mario is an early Bitcoin investor. He has specialised in Law, Economics and Finance. We discuss various topics including Yanda, Hybrid Finance, Interoperability, Regulation and much more. We begin our conversation by discussing the debate between decentralization and centralization. Mario stresses the importance of having trust worthy decentralized and centralized options. We discuss the idea of hybrid finance and how it could be the future. Our next conversation centered around anonymity and regulation. Mario explains how the relationship between anonymity and increased regulation. We discuss the importance of regulation and how proper regulation would help the industry grow. We discuss the growing need for different on and off ramp options to help facilitate the growth of the industry. Our next conversation topic centered around interoperability. Mario stresses that the future of protocol design will be agnostic. Mario explains why he believes Yanda is a layer zero. Mario goes into detail about what is a layer zero. Our final conversation topic centered around Yanda’s product offering.