Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game. Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know. What You'll Learn What can you do if you are having trouble paying your credit card minimum payment Steps to take to pay down credit card debt How to think about credit cards (should you love them or hate them) How do credit cards play into your overall credit score How to figure out what credit cards are best for you Ways to avoid paying late fees and annual fees Can you use your credit card and avoid paying for car rental insurance Links Beverly Harzog on U.S. News & World Report Beverly's books Podcast Sponsors Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com. Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices