Let me tell you an investing story that makes the hairs on my arms stand up. I had been great at investing in a 401K from age 24 to 34. It was my ex-husband’s 401K, but he was the one with the great company match (aka free money). That account grew to $150,000. But then we got divorced and that account vaporized. Get this though, if we had kept that account, and contributed just $15,000 each year over the last 10 years, earning 10% on average that account would be worth close to $800,000 now. Heartbreaking, but the moral of the story is that investing works, but it isn’t always sexy. That sentiment is echoed by our guest, Tori Dunlap, author of Financial Feminist, host of the Financial Feminist podcast, and creator of Her First 100K. Tori believes that If you’re scared of the stock market and the fluctuations, the answer is to be patient and view investing as a long-term practice and you will be rewarded. As Tori says, for every 20-year time period that you are invested in the stock market your chances of seeing a return on your investment is 100%. Those are pretty good odds. In this episode, we talk about how to manage fear when it comes to investing, ways to develop an investing mindset, and how to get started investing and building wealth on any budget. We’re going jargon free on this episode, so join Tori and me as we guide you away from fear toward your goal of investing this year. Let’s start talkin’. LINKS HerFirst100K Financial Feminist book Financial Feminist podcast SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices